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# Kenya Bankers Association

One Industry. Transforming Kenya

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## Posts

- [KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance](https://www.kba.co.ke/kba-and-caritas-bank-partner-to-boost-msme-financial-literacy-and-access-to-finance/) - Nairobi, February 20, 2026: Banking industry umbrella body Kenya Bankers Association (KBA) and Caritas Microfinance Bank (Caritas MFB) have entered a three-year partnership aimed at boosting financial literacy, entrepreneurship skills, and access to credit for Micro, Small, and Medium-sized Enterprises (MSMEs) across the country.
- [Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth](https://www.kba.co.ke/bankers-propose-paye-tax-adjustment-to-drive-workers-led-economic-growth/) - Nairobi..18th December 2025: The banking industry has proposed a downward review of Pay As You Earn (PAYE) tax bands to raise the minimum taxable personal income from the current Sh. 24,000 to Sh. 30,000, with maximum PAYE band at 30 percent. The industry is confident this will boost disposable income, empower workers, support Micro, Small, and Medium Enterprises (MSMEs), and increase revenue collection by the government through increased consumption and investment.
- [MSMEs Get Sh100,000 Growth Grants After Completing Banking Entrepreneurship Program](https://www.kba.co.ke/msmes-get-sh100000-growth-grants-after-completing-banking-entrepreneurship-program/) - Nairobi, 25 November 2025: Twenty-four Micro, Small, and Medium Enterprises (MSMEs)have received growth grants of KSh100,000 each following their successful completion of the Inuka Enterprise Accelerator Program, a banking industry-led initiative implemented by the Kenya Bankers Association (KBA) through the Centre for Sustainable Finance and Enterprise Development (CSFED).
- [Banking Industry Calls for Stability Ahead of Elections to Consolidate Kenya’s Fiscal Space](https://www.kba.co.ke/banking-industry-calls-for-stability-ahead-of-elections-to-consolidate-kenyas-fiscal-space/) - NAIROBI, Kenya – November 2025: The banking industry has called on the government to prioritize political, economic, and institutional stability as a foundation for sustained growth and improved service delivery, particularly as the country moves closer to the next General Elections.
- [New Report: Banks Contributed KES 194.81B to Government in 2024](https://www.kba.co.ke/new-report-banks-contributed-kes-194-81b-to-government-in-2024/) - NAIROBI, Kenya: 24th October 2025: The Kenya Banking Sector contributed a total of KES 194.81 billion to the National Treasury in the year ended 31 December 2024, according to the Total Tax Contribution of the Kenya Banking Sector – 2024 Report.
- [Banking Centre for Sustainable Finance and Enterprise to Champion Value for Society and Environment](https://www.kba.co.ke/banking-centre-for-sustainable-finance-and-enterprise-to-champion-value-for-society-and-environment/) - Nairobi, Friday, September 12, 2025: Banking industry umbrella body, Kenya Bankers Association (KBA), has today launched the KBA Centre for Sustainable Finance and Enterprise Development (CSFED) in partnership with WWF-Kenya, GIZ, and IUCN. The Centre will rally banks to develop interventions that advance sustainable value for society and the environment, fostering growth for people, nature, climate, and the economy.
- [CBK Governor Urges Banks to Implement New Loan Calculation Formula to Enhance Lending Transparency](https://www.kba.co.ke/cbk-governor-urges-banks-to-implement-new-loan-calculation-formula-to-enhance-lending-transparency/) - Nairobi, Kenya – September 18, 2025: The Governor of the Central Bank of Kenya (CBK), Dr. Kamau Thugge, has urged commercial banks to swiftly implement the new loan interest rate calculation formula to boost transparency in lending, noting that customers are more likely to choose banks that adopt clear and consistent frameworks in loan pricing.
- [Banks establish centre to spearhead transition to sustainable and green lending](https://www.kba.co.ke/banks-establish-centre-to-spearhead-transition-to-sustainable-and-green-lending/) - Nairobi, September 12, 2025: The banking industry has launched the Kenya Bankers Association Centre for Sustainable Finance and Enterprise Development (CSFED), an impact-led hub created to support the sector’s transition toward lending that is responsive to people, nature, climate, and the economy.
- [New Loan Pricing Formula to Expand Access to Finance for Businesses and Individuals](https://www.kba.co.ke/new-loan-pricing-formula-to-expand-access-to-finance-for-businesses-and-individuals/) - The banking industry welcomes the revised loan pricing formula for variable-interest rates, announced by the Central Bank of Kenya (CBK) on August 26, 2025. The change will facilitate greater access to bank credit for both individuals and businesses, enhancing the banking sector's capacity to support Kenya's economic growth.
- [Kenya’s Banking Sector Remains Well-Capitalized and Positioned to Support Economic Growth](https://www.kba.co.ke/kenyas-banking-sector-remains-well-capitalized-and-positioned-to-support-economic-growth/) - Nairobi 25th August 2025: Kenya’s banking sector remained well-capitalized and strongly positioned to support economic growth in the year 2024. According to the State of the Banking Industry Report 2025, released today by the Kenya Bankers Association (KBA), the sector maintained capital adequacy ratios well above regulatory requirements in 2024, underscoring its resilience and capacity to finance inclusive development.
- [Bankers Elect Paul Russo as Chairperson of Kenya Bankers Association](https://www.kba.co.ke/bankers-elect-paul-russo-as-chairperson-of-kenya-bankers-association/) - Nairobi, June 20, 2025: Commercial banks have elected KCB Group Chief Executive Officer, Paul Russo, as the new Chairperson of the Kenya Bankers Association (KBA), the umbrella body of the banking industry.
- [Banking Industry Cautions CBK Proposal Could Stifle Credit Growth, Urges Market-Driven Pricing](https://www.kba.co.ke/banking-industry-cautions-cbk-proposal-could-stifle-credit-growth-urges-market-driven-pricing/) - Nairobi, May 1, 2025... The banking industry has cautioned that the Central Bank of Kenya’s (CBK) proposed Risk-Based Credit Pricing Model risks stifling access to credit for vulnerable enterprises, describing it as a reintroduction of regulatory control over lending rates.
- [Banking Sector Stakeholders Launch IFRS S1 and S2 Reporting Template, Ushering in New Era of Sustainability Disclosures](https://www.kba.co.ke/banking-sector-stakeholders-launch-ifrs-s1-and-s2-reporting-template-ushering-in-new-era-of-sustainability-disclosures/) - Nairobi, April 23, 2025... Banking industry umbrella body, Kenya Bankers Association (KBA), in partnership with the Institute of Certified Public Accountants of Kenya (ICPAK), WWF-Kenya, and FSD Kenya, has launched the IFRS S1 and S2 Disclosures Reporting Template for Banks, in an initiative that seeks to standardize sustainability and climate-related risk reporting across Kenya’s banking sector.
- [House Prices Drop Eases Homeownership, Creates Challenges for Developers](https://www.kba.co.ke/house-prices-drop-eases-homeownership-creates-challenges-for-developers/) - Nairobi, Kenya – February 14, 2025… Prices in Kenya’s housing market continued to decline towards the end of 2024, creating opportunities for potential homeowners while signaling challenges for real estate developers. The latest Kenya Bankers Association Housing Price Index (KBA-HPI) shows that house prices dropped by 1.1% in the third quarter of 2024 compared to the previous quarter and fell 14.28% year-on-year.
- [Kenya’s Banking Sector Sees Growing Customer Trust and Improved Service Delivery](https://www.kba.co.ke/kenyas-banking-sector-sees-growing-customer-trust-and-improved-service-delivery/) - Nairobi, Kenya – February 12, 2025 – Kenya’s banking sector is making notable progress in customer satisfaction, with the 2024 Banking Customer Satisfaction Survey revealing a rise in loyalty and trust. The industry’s Net Promoter Score (NPS) has increased to 44% in 2024, up from 37.7% in 2023, reflecting a stronger commitment to enhanced service delivery, digital banking innovation, and customer-centric solutions. More than 58.1% of customers now actively recommend their banks, signaling growing confidence in the sector.
- [Sector players launch financial literacy campaign to promote savings culture](https://www.kba.co.ke/sector-players-launch-financial-literacy-campaign-to-promote-savings-culture/) - Nairobi: Thursday, 8th June 2023 – Players from various sectors have launched a public awareness campaign aimed at fostering a savings culture in the country. The campaign is part of the wider strategic engagements that are geared towards promoting and enhancing financial literacy among the youth and the general public.
- [KBA Appoints Raimond Molenje Chief Executive Officer](https://www.kba.co.ke/kba-appoints-raimond-molenje-chief-executive-officer/) - Nairobi, 14th December 2024: The Kenya Bankers Association (KBA) has announced the appointment of Raimond Molenje as its new Chief Executive Officer (CEO), effective 1st December 2024. Prior to his appointment, Mr. Molenje served as the Acting CEO since March 2024.
- [Banks move to lower lending rates amid central bank rate cuts](https://www.kba.co.ke/banks-move-to-lower-lending-rates-amid-central-bank-rate-cuts/) - Nairobi, December 8, 2024 — The Kenya Bankers Association (KBA) has announced that banks will begin lowering lending rates, a move aimed at easing access to credit and supporting Kenya’s economic recovery. This follows successive cuts to the Central Bank Rate (CBR) by the Central Bank of Kenya (CBK).
- [Partners Unveil Sustainable Finance Guidelines and Report as Banks Shine in Sustainability](https://www.kba.co.ke/partners-unveil-sustainable-finance-guidelines-and-report-as-banks-shine-in-sustainability/) - Nairobi, November 20, 2024 – The Kenya Bankers Association (KBA), in collaboration with IFC and WWF Kenya have today launched the revamped Sustainable Finance Guiding Principles and the Landscape of Sustainable Finance in Kenya’s Banking Industry Report as part of ongoing efforts to deepen financial inclusion and sustainability within Kenya’s financial services sector.
- [Banks Commit Sh. 150 billion Annually to Support MSMEs Financing Over the Next Three Years](https://www.kba.co.ke/banks-commit-sh-150-billion-annually-to-support-msmes-financing-over-the-next-three-years/) - Nairobi – Wednesday, October 16, 2024: Members of banking industry umbrella body Kenya Bankers Association (KBA) have today committed KES 450 billion towards supporting Micro, Small, and Medium-sized enterprises (MSMEs) over the next three years as part of the banking sector’s commitment to support MSMEs access more affordable credit to boost their growth and development.
- [Banking Researchers Urged to Simplify Language to Enhance Market Solutions](https://www.kba.co.ke/banking-researchers-urged-to-simplify-language-to-enhance-market-solutions/) - Nairobi, Kenya, 26th September 2024 : Researchers in the banking sector have been encouraged to make research more accessible by using simpler language, ensuring that research outputs are more effective in solving market problems. This was one of the key messages at the 13th Annual Kenya Bankers Association (KBA) Banking Research Conference, held today at the Ole Sereni Hotel, Nairobi.
- [Mastercard collaborates with Kenya Bankers Association to present the 2024 Interbank Golf Tournament](https://www.kba.co.ke/mastercard-collaborates-with-kenya-bankers-association-to-present-the-2024-interbank-golf-tournament/) - Nairobi, Kenya – September 19, 2024 : Kenya Bankers Association (KBA), in partnership with Mastercard, proudly announces the 2024 Interbank Golf Tournament, with Mastercard as the title sponsor. Officially named the Interbank Golf Tournament 2024 - Presented by Mastercard, this prestigious event is set to tee off on 20 September at the renowned Royal Nairobi Golf Club.
- [Report: Banking sector resilience drives 5.6% economic growth, buoyed by services and agriculture](https://www.kba.co.ke/report-banking-sector-resilience-drives-5-6-economic-growth-buoyed-by-services-and-agriculture/) - Nairobi, Kenya – August 15, 2024 : Kenya’s economy demonstrated remarkable resilience in 2023, with the banking industry playing a pivotal role in supporting a broad-based economic expansion, even as the economy faced challenges from global and domestic fronts.
- [John Gachora Re-elected as KBA Chairman, Betty Korir Appointed Vice Chair](https://www.kba.co.ke/john-gachora-re-elected-as-kba-chairman-betty-korir-appointed-vice-chair/) - Nairobi 22nd June 2024 : NCBA Group Managing Director John Gachora has been re-elected as Chairman of the Kenya Bankers Association (KBA) Governing Council. During the association’s 62nd Annual General Meeting held yesterday, KBA member banks also appointed Credit Bank Chief Executive Officer Betty Korir as Vice Chair of the banking industry’s apex governing body.
- [Financial Services Providers Encouraged to Align Products and Services to Customers Needs](https://www.kba.co.ke/financial-services-providers-encouraged-to-align-products-and-services-to-customers-needs/) - Nairobi: Wednesday, 12th June 2024: Players in the financial services sector have been encouraged to consider the needs of the population while designing products and services to reinforce the sector’s contribution to financial inclusion and economic growth.
- [KBA Urges National Assembly to Reconsider Proposed Introduction of 16 Percent VAT on Financial Transactions in the Finance Bill 2024](https://www.kba.co.ke/kba-urges-national-assembly-to-reconsider-proposed-introduction-of-16-percent-vat-on-financial-transactions-in-the-finance-bill-2024/) - Nairobi, May 17,2024-The Kenya Bankers Association (KBA) urges the Government and the National Assembly to reconsider the proposed imposition of 16% Value Added Tax (VAT) on financial transactions outlined in the Finance Bill, 2024.
- [Homeowners Seek Affordable Units as Housing Prices Sustain Unsteady Decline](https://www.kba.co.ke/homeowners-seek-affordable-units-as-housing-prices-sustain-unsteady-decline/) - Nairobi, 14th May 2024: Most home buyers sought lower-segment houses in the year 2023 even as real estate developers grappled with a sustained overall wobbly decline in housing units’ prices for most part of the year.
- [KBA Governing Council Announces Retirement of Dr. Habil Olaka as Banking Industry Association’s Chief Executive Officer](https://www.kba.co.ke/kba-governing-council-announces-retirement-of-dr-habil-olaka-as-banking-industry-associations-chief-executive-officer/) - Nairobi, 10th March 2024: The Governing Council of Kenya Bankers Association (KBA), the leading financial sector’s advocacy group and the umbrella body of banking institutions licensed and regulated by the Central Bank of Kenya (CBK) has announced the retirement of Dr. Habil Olaka from the Association as Chief Executive Officer effective 31st March 2024. Dr. Olaka has served as the Association’s chief executive since his appointment in 2010.
- [Convenience Drives Bank Customers’ Preference for Multi-banking and Mobile Channels — Survey](https://www.kba.co.ke/convenience-drives-bank-customers-preference-for-multi-banking-and-mobile-channels-survey/) - Nairobi, 5th March 2024: More than a half of bank customers maintained more than one bank account in 2023, in a trend that highlights a growing desire for customized convenience in services and products among bank customers.
- [Banks Lend Over Sh5.5 Billion to MSME Program Beneficiaries  in Five Years: Industry Survey ](https://www.kba.co.ke/banks-lend-over-sh5-5-billion-to-msme-program-beneficiaries-in-five-years-industry-survey/) - Nairobi, 8th March 2024: Banks extended credit worth over Sh.5.5 Billion to Micro Small and Medium Enterprises across the country over the last five years. This is according to a report by industry umbrella body Kenya Bankers Association (KBA) which also indicates that by close of January 2024, 7,000 MSMEs had accessed loans from commercial banks in the country.
- [KBA recognizes 26 banks for advancing sustainable business practices](https://www.kba.co.ke/kba-recognizes-26-banks-for-advancing-sustainable-business-practices/) - Nairobi, 15th November 2023: Banking industry advocacy group Kenya Bankers Association (KBA) has today recognized various financial institutions for demonstrating sustained commitment to driving a positive impact on the environment through sustainable lending practices.
- [Taskforce on Nature-related Financial Disclosures recommendations launched in partnership with Kenya Bankers Association, African Natural Capital Alliance and Kenya Private Sector Alliance (KEPSA)](https://www.kba.co.ke/taskforce-on-nature-related-financial-disclosures-recommendations-launched-in-partnership-with-kenya-bankers-association-african-natural-capital-alliance-and-kenya-private-sector-alliance-kepsa/) - Nairobi, Monday 6th November 2023: The final recommendations for nature-related risk management and disclosure has been launched by Taskforce on Nature-related Financial Disclosures (TNFD) in September 2023, and today has been introduced to the Kenyan market in partnership with the Kenya Bankers Association (KBA), African Natural Capital Alliance (ANCA), Kenya Private Sector Alliance (KEPSA) and WWF.
- [Banks in Kenya Launch Climate-Related Financial Disclosures Reporting Template](https://www.kba.co.ke/banks-in-kenya-launch-climate-related-financial-disclosures-reporting-template/) - Nairobi- Thursday, 7th September,2023: The Kenyan banking industry showcased to the African continent and the globe at large its progress in adopting sustainable banking practices at the launch of the Climate-Related Financial Disclosures Template.
- [Banking Industry Remains Resilient and Stable Despite Shocks — Report](https://www.kba.co.ke/banking-industry-remains-resilient-and-stable-despite-shocks-report/) - Nairobi, 23rd August 2023: The banking industry’s total assets grew by 8.2 percent to KES. 6.5 trillion in 2022 from KES. 6.0 trillion in 2021, according to the State of the Banking Industry Report (SBIR) 2023 released by the Kenya Bankers Association (KBA) today.
- [Banks re-elect NCBA and Family Bank to head advocacy group’s Governing Council](https://www.kba.co.ke/banks-re-elect-ncba-and-family-bank-to-head-advocacy-groups-governing-council/) - Nairobi, 23rd June 2023: Members of leading financial industry advocacy group Kenya Bankers Association (KBA) have re-elected NCBA Bank Group Managing Director Mr. John Gachora as the industry advocacy group’s Governing Council Chair.
- [Stakeholders urged to embrace mediation for effective dispute resolution](https://www.kba.co.ke/stakeholders-urged-to-embrace-mediation-for-effective-dispute-resolution/) - Thursday 13th April 2023 - Stakeholders have been encouraged to continue championing mediation as an effective dispute resolution mechanism, not just within the banking sector but across all sectors of the economy.
- [Maisha Microfinance Bank joins Kenya Bankers Association Membership](https://www.kba.co.ke/maisha-microfinance-bank-joins-kenya-bankers-association-membership/) - Thursday 30th March 2023…Maisha Microfinance Bank has joined the Kenya Bankers Association (KBA) membership, increasing the banking industry umbrella body and financial sector advocacy group’s membership to 39 commercial banks and 8 microfinance banks. Currently, KBA’s membership represents a total asset base of more than KES 6 Trillion (USD 60 billion).
- [Banking industry welcomes the publication of the Kenya Foreign Exchange Code](https://www.kba.co.ke/banking-industry-welcomes-the-publication-of-the-kenya-foreign-exchange-code/) - On 22 March 2023, the Central Bank of Kenya (CBK) issued the Kenya Foreign Exchange Code (the FX Code) that outlines the standards for commercial banks and seeks to strengthen and promote the integrity and effective functioning of the wholesale (Interbank) foreign exchange (FX) market. The Code, that draws from the Global Foreign Exchange Code (Global Code) and customized to the Kenyan context, reinforces six principles ranging from ethics and professionalism; governance; execution of transactions; risk management and compliance; information sharing; to confirmation and settlement processes.
- [Bank clients to get faster funds transfers after clearing system upgrade](https://www.kba.co.ke/bank-clients-to-get-faster-funds-transfers-after-clearing-system-upgrade/) - Nairobi…March 3, 2023: Bank customers are expected to access faster clearing services for cheques, direct debits and electronic funds transfers following an upgrade of the Automated Clearing House (ACH) to the ISO 20022 standard. The ACH is established to facilitate transfer of payments.
- [Survey: Customer preference for human-aided bank services reverses pandemic-driven automation trend](https://www.kba.co.ke/survey-customer-preference-for-human-aided-bank-services-reverses-pandemic-driven-automation-trend/) - Nairobi: 1st March 2023…Preference for human interaction in customer service support among bank customers rose in 2022, reversing an automation trend that ensued from the outbreak of COVID-19 in the year 2020. According to the Banking Industry Customer Satisfaction Survey (2022), 15 percent of bank clients preferred contacting bank representatives to self-service platforms such as chatbots and the Internet. The shift mirrors the preference for human-assisted services that was evident in 2019.
- [Kenyan banks up customer service, outperform global peer markets in trust](https://www.kba.co.ke/kenyan-banks-up-customer-service-outperform-global-peer-markets-in-trust/) - Nairobi: 8th February, 2023...Banks in Kenya have consistently improved service delivery over the last three years, increasing their collective customer satisfaction rating by 13.5 percent from 82.7 percent in 2019, according to the Gold Standard of Banking Services Report published today by the Kenya Bankers Association (KBA).
- [Stanbic Bank Partners With The Kenya Bankers Association To Offer Training For Deaf SME Business Owners](https://www.kba.co.ke/stanbic-bank-partners-with-the-kenya-bankers-association-to-offer-training-for-deaf-sme-business-owners/) - Nairobi, Wednesday 5th October 2022 - Stanbic Bank Kenya has partnered with the Kenya Bankers Association (KBA) to offer a series of financial literacy training sessions for Deaf SME business owners at the Stanbic Bank, Kenyatta Avenue, Nairobi. The participants are drawn from Kajiado, Kiambu and Nairobi environs.
- [Kenya’s Financial Industry Players are Recognized for their Sustainable Finance Initiatives](https://www.kba.co.ke/kenyas-financial-industry-players-are-recognized-for-their-sustainable-finance-initiatives/) - Nairobi, 21st September 2022 – The Co-operative Bank of Kenya has emerged as the overall winner in the 2021 Sustainable Finance Initiative Catalyst Awards convened by the Kenya Bankers Association (KBA), the umbrella body of the banking industry.An independent judging panel also settled on Equity Bank Kenya for the second overall place and KWFT for
- [Launch of the Kenyan Banking Sector Total Tax Contribution study by PwC and KBA](https://www.kba.co.ke/launch-of-the-kenyan-banking-sector-total-tax-contribution-study-by-pwc-and-kba/) - 3rd August 2022 - PwC Kenya in partnership with the Kenya Bankers Association (“KBA”) have today released the 2021 Total Tax Contribution (“TTC”) study of the Kenya Banking Sector. The TTC study was produced by PwC on behalf of KBA.
- [Kenya’s Banking Industry Remains strong and keen to monitor the evolution of emerging risks in both global and domestic financial markets](https://www.kba.co.ke/kenyas-banking-industry-remains-strong-and-keen-to-monitor-the-evolution-of-emerging-risks-in-both-global-and-domestic-financial-markets/) - Nairobi 2nd August 2022 - The banking industry in Kenya remains strong, underpinned by adequate capitalization and liquidity levels, the continuing banking sector’s robust approach to treatment of asset quality deterioration and continued implementation of efficient and resilient business models. Despite this, the sector was keen to monitor the evolution of some emerging risks, from rising inflationary pressure, concerns of public debt sustainability, fragile economic recovery, and volatilities in both global and domestic financial markets.
- [Banks publish report calling for better environmental regulations](https://www.kba.co.ke/banks-publish-report-calling-for-better-environmental-regulations/) - Nairobi Wednesday, 07th July, 2022 - Kenya Bankers Association in collaboration with Financial Sector Deepening (FSD) Kenya, International Union for Conservation of Nature (IUCN) with support from Mitsubishi Corporation Fund for Europe and Africa (MCFEA) have today unveiled a study that quantified and analysed environmental risk exposure to banks. The study primarily focused on identifying regulatory, policy and institutional gaps that have adversely exposed financiers to defaults and impaired asset values.
- [Bankers Reconstitute KBA Governing Council Members](https://www.kba.co.ke/bankers-reconstitute-kba-governing-council-members/) - Nairobi 23rd June 2022 -The Kenya Bankers Association (KBA) membership has today re-elected NCBA Bank Managing Director and CEO John Gachora and Family Bank Chief Executive Officer Rebecca Mbithi as the advocacy group's Chairman and Vice Chair, respectively, for the period 2022 to 2023.
- [Growth in house prices continued to ease in 2021](https://www.kba.co.ke/growth-in-house-prices-continued-to-ease-in-2021/) - Nairobi 18th June 2022 -Increase in house prices slowed down in 2021 from a strong uptick recorded during the last quarter of 2020. Data from the Kenya Bankers Association Housing Price Index (KBA-HPI) Report indicates that house prices on average went down by 1.82 percent in the first quarter of 2021, overturning the marginal recovery of 0.22 percent recorded in the fourth quarter of 2020.
- [Choice Microfinance Bank joins Kenya Bankers Association Membership](https://www.kba.co.ke/choice-microfinance-bank-joins-kenya-bankers-association-membership/) - Nairobi 28th May 2022 - Choice Microfinance Bank has been admitted to the Kenya Bankers Association (KBA), raising KBA's membership to 39 commercial banks and seven microfinance banks. Currently, the industry's umbrella body and financial sector advocacy group - representing total assets more than Ksh 6 trillion (USD 60 billion) - has 46 members.
- [Bankers' Association Appoints 2014, 2015 Governing Council and Elects KCB Group Chief Executive, Joshua Oigara as New Chairman](https://www.kba.co.ke/bankers-association-appoints-2014-2015-governing-council-and-elects-kcb-group-chief-executive-joshua-oigara-as-new-chairman/) - Nairobi, 26 JUNE 2013: Members of the Kenya Bankers Association (KBA), the banking industry umbrella body, appointed their Governing Council during the KBA 52nd Annual General Meeting that was held on 26 June 2014. The new Governing Council will serve for a period of 12 months under the chairmanship of Joshua Oigara of Kenya Commercial Bank (KCB), and vice chairman Jeremy Ngunze of Commercial Bank of Africa. The General Body also approved the KBA 2014 to 2018 Strategic Plan and welcomed on board a new Associate Member.
- [Banks Roll Out Annual Percentage Rate Pricing with Launch of "Credit Calculator" Website and Mobile App](https://www.kba.co.ke/banks-roll-out-annual-percentage-rate-pricing-with-launch-of-credit-calculator-website-and-mobile-app/) - NAIROBI 21 JULY 2014 - Commercial banks in Kenya will begin disclosing to loan applicants the components that make up the total cost of credit as a percentage known as the Annual Percentage Rate (APR). This follows today's launch of the "Credit Calculator Online" website (www.costofcredit.co.ke) and mobile application that were developed by Kenya Bankers Association (KBA) in conjunction with the industry's implementation of the Kenya Banks' Reference Rate (KBRR) and the APR pricing mechanism.
- [Development Finance Institutions Sponsor a Capacity Building Program to Promote Sustainable Finance Practices Across East Africa](https://www.kba.co.ke/development-finance-institutions-sponsor-a-capacity-building-program-to-promote-sustainable-finance-practices-across-east-africa/) - Nairobi, 23 July 2014 - In an effort to foster capacity in the area of sustainable finance in the East Africa Community, the German development finance institution DEG -Deutsche Investitions- und Entwicklungsgesellschaft mbH and The Netherlands Development Finance Company (FMO) have announced a joint partnership through which the two institutions will fund a capacity building program to be coordinated by the Kenya Bankers Association (KBA).
- [Policies to Promote Financing Agribusiness, Housing Sector Take Center Stage at Banking Research Conference](https://www.kba.co.ke/policies-to-promote-financing-agribusiness-housing-sector-take-center-stage-at-banking-research-conference/) - Nairobi, September 18, 2014: The Kenyan banking industry has over the past decade registered impressive progress with regard to innovation - especially on the back of information and communication technology. This has been buttressed by the industry remaining adequately capitalised, stable, a strong impetus to extend outreach through expansion within and outside Kenya, and embracing of agency banking and mobile internet banking.
- [FATCA Update](https://www.kba.co.ke/fatca-update/) - The commencement date for FATCA framework took effect from 1st July 2014. We are glad to note that all member banks are now registered as participating FFI. While registration is an important aspect of the process, complying with the provisions of the framework is critical. This involves establishing internal compliance process to comply with the
- [Kenya Bankers Association Launches Index to Monitor Trends In Residential Real Estate Prices](https://www.kba.co.ke/kenya-bankers-association-launches-index-to-monitor-trends-in-residential-real-estate-prices/) - Nairobi, 11 February 2015 - The Kenyan real estate sector has witnessed significant growth over the years, which is largely attributed to a stable macroeconomic environment and improved infrastructure. The recent increase in economic activities and the rising income levels have stimulated the property market and developers in all the major urban centres in the country are investing in residential and mixed use projects. With a devolved system of Government being implemented, further growth in the real estate sector across the country is anticipated.
- [KBA Members Bid Farewell to CBK Governor](https://www.kba.co.ke/kba-members-bid-farewell-to-cbk-governor/) - Nairobi, 17 February 2015 - The outgoing Central Bank of Kenya Governor, Prof. Njuguna Ndung'u was recently celebrated for leading a progressive institution that has seen the regulator and the regulated collaborate on initiatives geared towards industry development and promoting financial inclusion.
- [Banking Industry Adopts Sustainable Finance Guiding Principles and Industrywide Standards to Promote Inclusive Growth Agenda](https://www.kba.co.ke/banking-industry-adopts-sustainable-finance-guiding-principles-and-industrywide-standards-to-promote-inclusive-growth-agenda/) - Nairobi, 31 March 2015 - The Kenya banking industry has adopted the Sustainable Finance Initiative (SFI) Guiding Principles that will guide in balancing their business goals with the economy's development priorities and socio-environmental concerns. The banking industry, through their umbrella body the Kenya Bankers Association (KBA), adopted the Principles during the 2nd CEO Round table on Sustainable Finance held on March 31st 2015.
- [Faulu Microfinance Bank Joins Kenya Bankers Association Membership](https://www.kba.co.ke/faulu-microfinance-bank-joins-kenya-bankers-association-membership/) - Nairobi, 8th April 2015 - Kenya Bankers Association (KBA), the banking industry's umbrella body and financial sector's leading advocacy group representing total assets in excess of Ksh3.3 trillion (USD 36.2 million), has announced that Faulu Micro finance Bank has joined its membership base.
- [House Prices Characterised By Mild Increase In Quarter 1](https://www.kba.co.ke/house-prices-characterised-by-mild-increase-in-quarter-1/) - Nairobi, April 23rd, 2015 - House prices in Kenya increased by 2.75 per cent during the first Quarter of 2015 compared to the previous Quarter's 2.18 per cent increase. According to the Kenya Bankers Association Housing Price Index (KBA-HPI), although this increase is mild, it represents an upward trajectory.
- [Banking Industry Successful in Addressing Card Skimming with Adoption of EMV Standards on Chip and PIN Technology for Payment Cards](https://www.kba.co.ke/banking-industry-successful-in-addressing-card-skimming-with-adoption-of-emv-standards-on-chip-and-pin-technology-for-payment-cards/) - Nairobi, May 12th, 2015 - The banking industry migration to the EMV Compliance Standard has so far been successful. Nearly a year after the adoption of EMV, which introduced Chip and PIN technology as the industrywide standard for payment cards, no card skimming incidences have been reported to Kenya Bankers Association (KBA) by its member banks.
- [Kenya Bankers Association Partners with Thomson Reuters To Host 2nd East Africa Governance, Risk And Compliance Summit In Nairobi](https://www.kba.co.ke/kenya-bankers-association-partners-with-thomson-reuters-to-host-2nd-east-africa-governance-risk-and-compliance-summit-in-nairobi/) - Nairobi, May 13th, 2015 - Kenya Bankers Association (KBA), the umbrella body of the commercial banking industry in Kenya with membership representation across the East Africa Community, has partnered with Thomson Reuters to host a summit that seeks to be the region's benchmark forum for the financial services sector Governance, Risk and Compliance (GRC) community.
- [KBA Members Appoint 2015, 2016 Governing Council and Re-elect KCB Group CEO Joshua Oigara, as Chairman](https://www.kba.co.ke/kba-members-appoint-2015-2016-governing-council-and-re-elect-kcb-group-ceo-joshua-oigara-as-chairman/) - Nairobi, 25 JUNE 2014: Members of the Kenya Bankers Association (KBA), the banking industry umbrella body, nominated and appointed their board of directors, known as the Governing Council, during the KBA Annual General Meeting that was held on 25 June 2015. The new Governing Council will serve for a period of 12 months under the chairmanship of Joshua Oigara of KCB Group Chief Executive Officer and vice chairman Jeremy Ngunze, Managing Director of Commercial Bank of Africa.
- [Marginal 0.2 Percent House Price Increase Witnessed In Second Quarter](https://www.kba.co.ke/marginal-0-2-percent-house-price-increase-witnessed-in-second-quarter/) - Nairobi, July 27th, 2015 - Average house prices in Kenya increased by 0.2 per cent during the second quarter of 2015 compared to the previous quarter's 2.75 per cent increase. According to the Kenya Bankers Association Housing Price Index (KBA-HPI), the softening signals stabilisation of overall house prices in line with the demand-supply dynamics that were influenced by the effects of a slowdown of economic growth and emerging macroeconomic instability.
- [SME Handbook](https://www.kba.co.ke/sme-handbook/) - The Kenyan banking industry has proven to be innovative when it comes to financing Small and Medium-sized enterprises (SMEs). Although this may be a little-known fact, the industry's leadership has manifested itself in the increasing number of SMEs that are now able to access funding from commercial banks.
- [KBA 2015 Banking Research Conference](https://www.kba.co.ke/kba-2015-banking-research-conference/) - Nairobi, September 18, 2015: The Kenya Bankers Association Centre for Research on Financial Market and Policy will hold its fourth annual research conference on September 24th and 25th 2015. The theme of the conference is: "Banking and Economic Infrastructure Development - Kenya's Experience and Prospects".
- [Banking Industry Partners with Unclaimed Financial Assets Authority to Raise Awareness as November Reporting Deadline Draws Near](https://www.kba.co.ke/banking-industry-partners-with-unclaimed-financial-assets-authority-to-raise-awareness-as-november-reporting-deadline-draws-near/) - Nairobi, September 30th 2015 - Kenya Bankers Association (KBA), the umbrella body of the banking industry, has partnered with the Unclaimed Financial Assets Authority (UFAA), to run a public awareness campaign during the month of October as the financial sector prepares for the first year of formal reporting to the recently-launched sector regulator.
- [Kenya Bankers Association Statement on Imperial Bank being Placed under Management](https://www.kba.co.ke/kenya-bankers-association-statement-on-imperial-bank-being-placed-under-management/) - 14 October 2015, Nairobi: The Central Bank of Kenya (CBK) on 13th October 2015 appointed Kenya Depositor Insurance Corporation (KDIC) to assume management and control of Imperial Bank Ltd. for a period of 12 months. In a joint statement issued by the regulators, the market has been advised that CBK and Capital Markets Authority are working closely with the Board of Imperial Bank and KDIC (Formerly Deposit Protection Fund Board).
- [Public Notice](https://www.kba.co.ke/public-notice/) - 14 October 2015, Nairobi: In reference to the public statement issued by Central Bank of Kenya on 13th October 2015 regarding the appointment of the Kenya Deposit Insurance Corporation (KDIC) to assume the management and control of Imperial Bank Limited, the banking industry umbrella body Kenya Bankers Association (KBA) wishes to provide the banking public with additional information on this matter. Click to download statement (ENG). | Click to download statement (SWA).
- [Modest 1.26 Percent House Price Increase Witnessed In Third Quarter](https://www.kba.co.ke/modest-1-26-percent-house-price-increase-witnessed-in-third-quarter/) - Nairobi, October 26th, 2015 - Average house prices in Kenya increased by 1.26 per cent during the third quarter of 2015 representing a relatively faster increase compared to the previous quarter's 0.2 per cent increase. According to the Kenya Bankers Association Housing Price Index (KBA-HPI), the observed modest price movement signals the softening of the overall house prices in line with the demand and supply conditions.
- [Central Bank Of Kenya Governor Launches Industry Commitment To Enhance Economic, Social And Environmental Sustainability](https://www.kba.co.ke/central-bank-of-kenya-governor-launches-industry-commitment-to-enhance-economic-social-and-environmental-sustainability/) - NAIROBI, 1 st December 2015 -- Commercial banks in Kenya have developed a set of universal principles that will guide them in balancing their immediate business goals with the economy's future priorities and socio-environmental concerns. By establishing the Sustainable Finance Initiative (SFI) and defining the SFI Guiding Principles and Minimum Standards, Kenya follows in the footsteps of other countries, including Nigeria, India and South Africa, which have had initiatives either spearheaded by regulators or banks to promote sustainable development.
- [House Prices Sustain a Stable Streak](https://www.kba.co.ke/house-prices-sustain-a-stable-streak/) - Nairobi, January 27th 2016 - The average house prices in Kenya reflected a sense of stability rising by a mild 1.14 per cent in quarter four of 2015 compared to 1.25 per cent in quarter three of 2015, according to the Kenya Bankers Association - Housing Price Index (KBA-HPI). This mild price change reflects the gradual increase in house prices over time. For instance, over the last three years the average house prices have increased by 8.19 per cent. This was the third successive quarter that this measure has been below 2.0%, indicating a possible softening in the underlying rate of price change.
- [Kenya Bankers Association Statement on Chase Bank Ltd. (In Receivership)](https://www.kba.co.ke/kenya-bankers-association-statement-on-chase-bank-ltd-in-receivership/) - Friday, April 8th – It is the view of the Kenya Bankers Association (KBA) that the issue at Chase Bank is neither systemic nor an indication of instability in the banking sector. Kenya’s banking sector is viewed by the National Treasury and Central Bank of Kenya, as well as other financial sector regulators, namely Capital Markets
- [Bankers' Umbrella Body Commits to Enhance Governance And Ethical Practices Amongst Member Banks](https://www.kba.co.ke/bankers-umbrella-body-commits-to-enhance-governance-and-ethical-practices-amongst-member-banks/) - Nairobi, 21 April 2016 - The banking industry body representing all registered banks in Kenya, Kenya Bankers Association (KBA), has today signed on to the "Code of Ethics for Business in Kenya", and announced plans to adopt a Self-Regulatory Framework and Conduct Standards for member banks during the KBA Annual General Meeting to be held in June 2016.
- [House Price Uptick on the Back of Broad Stability](https://www.kba.co.ke/house-price-uptick-on-the-back-of-broad-stability/) - Nairobi, April 28th 2016 - The Kenya Bankers Association Housing Price Index (KBA-HPI) reflected an uptick in house prices in the country during the first quarter of 2016, with the movement representing a reversal of the mild decline in the rate of growth seen in the previous quarter. The average house prices in Kenya increased by a modest 1.4 per cent during the first quarter of 2016 compared to a 1.14 per cent rise in the last quarter of 2015.
- [Redefining Banking and Finance](https://www.kba.co.ke/redefining-banking-and-finance/) - Nairobi, May 18th 2016 - The banking industry in Kenya has experienced tremendous changes in the last decade, leading to enhanced financial inclusion and efficiency; and harnessed small and medium-sized enterprises (SME) engagement practices and policies, living up to the global trends of convenience and alternative banking models. These developments will form the focus for the upcoming banking industry "CEO Chat" discussion that will be hosted by bank CEOs: Mwangi Githaiga (Kenya Women Microfinance Bank); Tim Gitonga (Equatorial Commercial Bank); and Fazal Mehmood Saib (First Community Bank).
- [Kenya Bankers Association sets up Payment Digital Solutions Firm to Enhance Industry's Interoperability](https://www.kba.co.ke/kenya-bankers-association-sets-up-payment-digital-solutions-firm-to-enhance-industrys-interoperability/) - The umbrella of commercial banks’ industry body, Kenya Bankers Association (KBA) has established a fully-fledged payments technology delivery service firm as part of a strategic effort to boost the banking sector’s interoperability and efficiency through affordable technology-based solutions. The establishment of the new firm will provide a go-to-market platform via the Kenya Interbank Transaction Switch
- [Banking Industry Body Appoints New Chairman for 2015/2016 Term](https://www.kba.co.ke/banking-industry-body-appoints-new-chairman-for-2015-2016-term/) - Nairobi, 23 JUNE 2016: Members of the Kenya Bankers Association (KBA), the banking industry umbrella body, elected Mr. Lamin Manjang, Regional Chief Executive of Standard Chartered Bank, as the new Chairman of the KBA board of directors, known as the Governing Council, during the KBA's Annual General Meeting that was held on 23rd June 2016. He will serve for the stipulated 12 month term. Mr. Jeremy Ngunze will continue to serve as Vice Chairperson.
- [Banks, Judiciary Seek To Use Mediation To Unlock Ksh 10 Billion Locked In Litigation](https://www.kba.co.ke/banks-judiciary-seek-to-use-mediation-to-unlock-ksh-10-billion-locked-in-litigation/) - Nairobi, Tuesday, July 5, 2016... The Judiciary's Commercial Division in partnership with the Kenya Bankers Association (KBA) met to explore ways through which banks can use alternative dispute resolution mechanisms. Currently over Ksh 10 billion is locked up in bank-related litigation. The meeting, whose theme was "Commercial Disputes: Creating Value through Mediation", follows the 4th April 2016 launch of the Judiciary's Court Annexed Mediation Pilot project. The Judiciary pilot commenced in both the commercial court and family court and seeks to provide a cheaper and quicker solution to dispute resolution.
- [Statement by Kenya Bankers Association on the Banking (Amendment) Bill 2015](https://www.kba.co.ke/statement-by-kenya-bankers-association-on-the-banking-amendment-bill-2015/) - Nairobi, July 28th 2016 - The banking industry through the Kenya Bankers Association has made every effort to propose reasonable solutions to the Parliamentary Committee on Finance, Planning and Trade -- towards addressing the concerns of the public regarding the area of interest rates. We believe that the proposed Amendments to the Banking Act were introduced with the best intentions for the banking public; however, there are several considerations that must be factored into the legislation so as to achieve the ultimate goal while forestalling an adverse impact on the economy overall and the millions of Kenyans who rely on finance from banks.
- [Banks Challenged to Include More Women In Leadership & Business](https://www.kba.co.ke/banks-challenged-to-include-more-women-in-leadership-business/) - Nairobi, Tuesday, August 2, 2016... Banks have today been challenged to come up with initiatives that will lead to an inclusion of more women in positions of leadership in line with the Sustainable Development Goal on Gender Equality which calls for gender equality and empowerment of all women and girls by the year 2030. This was said today at a forum hosted by the Kenya Bankers Association (KBA) for Leading Women in Banking and Finance in partnership with the Central Bank, Diamond Trust Bank, Citi Bank Kenya, Guaranty Trust Bank and Postbank, where the banking and finance sector were challenged to do more to promote inclusivity of women at senior management positions and board.
- [House Prices on an Upward but Modest Trend in the second quarter of 2016](https://www.kba.co.ke/house-prices-on-an-upward-but-modest-trend-in-the-second-quarter-of-2016/) - Nairobi, Monday, August 1, 2016 - The average house prices in Kenya recorded a marginal, but stable increase during the second quarter of 2016, portraying broad market stability in the housing sector. According to the Kenya Bankers Association - Housing Price Index (KBA-HPI), the average cost of houses across the country increased by 1.74 per cent over in quarter two, compared to 1.4 per cent rise recorded in the first quarter of the year. The house price movement in the second quarter of 2016 is attributed to market demand and supply dynamics in the sector that has remained unchanged coming in from the previous quarter.
- [Banks Gear Up to Float Kenya's First Private Sector Green Bond](https://www.kba.co.ke/banks-gear-up-to-float-kenyas-first-private-sector-green-bond/) - Nairobi, Monday, August 8, 2016 - Banks, under the ambit of the Kenya Bankers Association (KBA), are working to develop a Green Bond Market and have partnered with Nairobi Securities Exchange (NSE) towards raising the country's first bank-supported climate change-aligned corporate debt instruments in the next six to eight months, paving the way for Kenya to join its peers in the Continent in tapping the growing investor demand for green investments. According to Climate Bonds Initiative, the climate-aligned global bond market stands at USD 696 billion with green bonds making up 17 percent or USD 118 billion.
- [Banks Table Commitments To Stem Interest Rate Capping Legislation](https://www.kba.co.ke/banks-table-commitments-to-stem-interest-rate-capping-legislation/) - Nairobi, Wednesday, August 10, 2016... The banking sector has today, through its umbrella body the Kenya Bankers Association (KBA), presented a Memorandum of Understanding (MOU) to the Central Bank of Kenya (CBK) with commitments to enhance industry regulation and transmission of the CBK Monetary Policy; promote pricing transparency; and support enterprise development.
- [Statement by Kenya Bankers Association on the Banking (Amendment) Act 2015](https://www.kba.co.ke/statement-by-kenya-bankers-association-on-the-banking-amendment-act-2015/) - Nairobi, 24 August 2016: The Kenya Bankers Association (KBA) is committed to bringing down loan interest rates, promoting a savings culture and enhancing consumer protection, so we welcome the spirit of today's decision by His Excellency President Uhuru Kenyatta.
- [Kenya Bankers Association Statement Issued on 16 August 2016 Regarding Speculation on the Position of the Banking (Amendment) Bill 2015](https://www.kba.co.ke/kenya-bankers-association-statement-issued-on-16-august-2016-regarding-speculation-on-the-position-of-the-banking-amendment-bill-2015/) - There are statements being circulated on social media that indicate that His Excellency President Uhuru Kenyatta has taken a position on the Banking (Amendment) Bill 2015. These views are not official and remain unconfirmed. As we await the decision on the matter, the banking industry, through the Kenya Bankers Association, welcomes the opportunity to reengage with the Parliamentary Committee on Finance, Planning and Trade, towards responding to the concerns of the public whilst addressing the issue of interest rates in a sustainable way.
- [Statement by Kenya Bankers Association at the Press Briefing on the Banking (Amendment) Act 2015 at the Serena Hotel, Nairobi on Thursday, August 25, 2016](https://www.kba.co.ke/statement-by-kenya-bankers-association-at-the-press-briefing-on-the-banking-amendment-act-2015-at-the-serena-hotel-nairobi-on-thursday-august-25-2016/) - Nairobi 25, August 2016: The banking industry, through the Kenya Bankers Association (KBA), welcomes the spirit of yesterday's decision by His Excellency President Uhuru Kenyatta to assent to the Banking (Amendment) Bill 2015. We believe that the essence of the decision is aligned to the Kenya banking sector's continued commitment to address the fundamental issues that drive up the cost of credit.
- [Banking Industry Commitment to Pass on Benefits to Existing Customers](https://www.kba.co.ke/banking-industry-commitment-to-pass-on-benefits-to-existing-customers/) - Nairobi, 31 August 2016: Over the past weeks, amendments to the Banking Act have been widely debated by politicians, banking experts, the public, consumer groups and in the media. The voice of Kenyans has come out strongly that banks need to better serve their customers and pass on the benefit of enhanced efficiencies to borrowers and depositors. We appreciate this sentiment and are committed to win back the trust of the banking public by meeting their expectations.
- [Banks and other Financial Sector Players awarded for enhancing Sustainable Initiatives in Finance](https://www.kba.co.ke/banks-and-other-financial-sector-players-awarded-for-enhancing-sustainable-initiatives-in-finance/) - Banking Industry recognises Catalytic Finance that Impacts Industry, Economy and SocietyNairobi, October 5th, 2016… Kenya Bankers Association (KBA), the umbrella body of the banking industry, today held its inaugural Sustainable Finance Catalyst Awards, for banks and other financial sector players that have demonstrated leadership and innovation in balancing the quest for financial returns with the diverse
- [Consistent Upward Momentum in House Prices in Third Quarter of 2016](https://www.kba.co.ke/consistent-upward-momentum-in-house-prices-in-third-quarter-of-2016/) - Nairobi, Tuesday, November 8, 2016 - The average house prices in Kenya recorded a 2.2 per cent growth during the third quarter of 2016, signifying sustenance of the upward trajectory. According to the Kenya Bankers Association - Housing Price Index (KBA-HPI), the quarter three house prices change represent a faster movement compared to the previous five quarters where they were consistently below 2 per cent and therefore portraying broad market stability in the housing sector.
- [Kenya Bankers Association (KBA) Statement On Rumours Circulating About Some Of Its Member Banks](https://www.kba.co.ke/kenya-bankers-association-kba-statement-on-rumours-circulating-about-some-of-its-member-banks/) - Monday, November 21, 2016, In light of the rumours circulating through the social media about the stability and liquidity of various Kenya Bankers Association (KBA) member banks, KBA advises the banking public not to engage on rumours or speculation which are unfounded. A probe by the Central Bank of Kenya's (CBK) Banking Fraud Investigation Unit (BFIU) is underway to determine the source of these speculations and to hold accountable those that are responsible for propagating such damaging claims.
- [Banking Industry Unveils Partnership With NTV Kenya to Change the Lives of its Customers](https://www.kba.co.ke/banking-industry-unveils-partnership-with-ntv-kenya-to-change-the-lives-of-its-customers/) - Nairobi, Thursday, December 8, 2016 Kenya Bankers Association (KBA) - the umbrella body of the banking industry - has today unveiled a partnership with Nation Media Group's NTV Kenya that will see the television station air an informative program whose goal will be to both promote financial literacy and showcase how banks are positively transforming their customers' lives.
- [Softening House Prices on the Back of New Pricing Law](https://www.kba.co.ke/softening-house-prices-on-the-back-of-new-pricing-law/) - Nairobi, February 1st 2017The average house prices in Kenya increased by 1.58 per cent in quarter four 2016, compared to 2.2 per cent rise recorded in the previous quarter, according to the Kenya Bankers Association - Housing Price Index (KBA-HPI). The up surge revealed the sustenance of the mild price increase, albeit at a slower rate than the previous quarter.
- [KBA Awards KCDF Ksh4 Million Grant to Empower Youth in Kenya](https://www.kba.co.ke/kba-awards-kcdf-ksh4-million-grant-to-empower-youth-in-kenya/) - Nairobi, Monday, March 13 2017, Kenya Bankers Association (KBA) - the umbrella body of the banking industry - signed a partnership agreement with the Kenya Community Development Foundation (KCDF), promoting Mkenya Daima principles of peaceful co-existence and peace for economic growth and prosperity. KBA has granted Ksh.4 Million to support KCDF undertake programmes that engage youth groups living within Nairobi and Mombasa, areas that are often disrupted by polarised politicking.
- [International Finance Corporation Signs on to Support Kenya Green Bonds Program](https://www.kba.co.ke/international-finance-corporation-signs-on-to-support-kenya-green-bonds-program/) - Nairobi, Friday, March 14, 2017 - Banks, under the umbrella body of the Kenya Bankers Association (KBA), have signed a Memorandum of Understanding (MOU) with the International Finance Corporation (IFC), and Nairobi Securities Exchange (NSE) with the purpose of spurring the development of the banking industry's green bonds program through individual bank issuances.
- [Decline In Credit Growth Persists As Banks Raise Caution Over Banking Amendment Act](https://www.kba.co.ke/decline-in-credit-growth-persists-as-banks-raise-caution-over-banking-amendment-act/) - Nairobi, March 22nd 2017 - Kenya Bankers Association, the banking industry umbrella body, has raised concerns regarding the impact of the Banking Amendment Act 2016 following findings of a nationwide Nielsen consumer study and bank survey undertaken by the Association. While the consumer study revealed there is a high level of familiarity with the Act with over 63 per cent of bank customers being happy with the price controls, over 47 per cent of the respondents are concerned that loans have become harder to access.
- [Fmo To Promote Green Finance Innovation In Kenya](https://www.kba.co.ke/fmo-to-promote-green-finance-innovation-in-kenya/) - Nairobi, Tuesday, March 31, 2017 - Banks, under the umbrella body of the Kenya Bankers Association (KBA), have signed a Memorandum of Understanding (MOU) with the FMO to drive green financial development in Kenya and contribute towards a more sustainable future in the country. Specifically, FMO will support KBA develop the framework to create the industry's first pooled green bond facility. The facility that would allow KBA member banks, especially Tier 2 and Tier 3 banks, and corporates to take advantage of wholesale debt capital markets.
- [Kenya Green Bond Programme Kicks-off with Strong Backing from Banking Industry and Development Finance Community](https://www.kba.co.ke/kenya-green-bond-programme-kicks-off-with-strong-backing-from-banking-industry-and-development-finance-community/) - Nairobi, Friday 31st March 2017 - The Kenya Bankers Association (KBA), Nairobi Securities Exchange (NSE), Climate Bonds Initiative (CBI) and Financial Sector Deepening Africa (FSD Africa) in conjunction with the FMO - Dutch Development Bank and the International Finance Corporation (IFC) have today launched Kenya's Green Bond programme.
- [Kenya To Host Regional Digital Financial Inclusion Conference](https://www.kba.co.ke/kenya-to-host-regional-digital-financial-inclusion-conference/) - April 11, 2017 - The Central Bank of Kenya (CBK) and the Kenya Bankers Association (KBA) will co-host the inaugural Euromoney Kenya Conference to be held on May 9, 2017 in Nairobi. The conference themed Financial Inclusion 2.0: Expanding Kenya's Digital Financial Ecosystem, will broadly discuss the development of digital business and the financial ecosystem in Kenya and Africa. The conference will also examine how innovative approaches and collaboration between finance and technology can create growth.
- [Banks Partner with Card Stakeholders to Grow E-Commerce While Protecting Against Fraud](https://www.kba.co.ke/banks-partner-with-card-stakeholders-to-grow-e-commerce-while-protecting-against-fraud/) - Nairobi, May 3rd, 2017 - The adoption of Chip and PIN technology is a step forward in mitigating fraud, according to a study by the Kenya Bankers Association, the banking industry umbrella body. Card related fraud has significantly reduced after the adoption of EMV as the industrywide standard for payment cards in Kenya.
- [Residential House Prices Stabilises as Demand Softens](https://www.kba.co.ke/residential-house-prices-stabilises-as-demand-softens/) - Nairobi, May 4th 2017 - The average house prices in Kenya increased marginally by 1.10 per cent during the first quarter of 2017 compared to the 1.58 per cent rise during the last quarter of 2016 according to the Kenya Bankers Association - Housing Price Index (KBA-HPI). Whereas this supports the observation that house prices are broadly stable, it is increasingly becoming evident that prices are softening.
- [KBA and KIM Sign MoU to Train Micro, Small and Medium Sized Enterprises Under Banking Industry's Inuka Enterprise Program](https://www.kba.co.ke/kba-and-kim-sign-mou-to-train-micro-small-and-medium-sized-enterprises-under-banking-industrys-inuka-enterprise-program/) - Nairobi, Kenya, June 12, 2017 - Kenya Bankers Association (KBA), the banking industry umbrella body, and the Kenya Institute of Management (KIM), signed a Memorandum of Understanding (MOU) towards the development of a curriculum tailored to Micro, Small and Medium Sized Enterprises (MSMEs) to be coordinated under KBA's Inuka Enterprise Development program.
- [The Central Bank of Kenya (CBK) and the Kenya Bankers Association (KBA) are pleased to announce the official launch of Cost of Credit website](https://www.kba.co.ke/the-central-bank-of-kenya-cbk-and-the-kenya-bankers-association-kba-are-pleased-to-announce-the-official-launch-of-cost-of-credit-website/) - Nairobi, 22nd JUNE 2017: The Central Bank of Kenya (CBK) and the Kenya Bankers Association (KBA) are pleased to announce the official launch of Cost of Credit website. The website provides information on fees and charges relating to loan products offered by commercial banks and microfinance banks; specifically, personal secured loans, personal unsecured loans and mortgage loans.
- [KBA Members Appoint Governing Council And Re-Elect Standard Chartered Bank CEO As Chairman](https://www.kba.co.ke/kba-members-appoint-governing-council-and-re-elect-standard-chartered-bank-ceo-as-chairman/) - Nairobi, 29th JUNE 2017: Members of the Kenya Bankers Association (KBA), the banking industry umbrella body, during the Association's Annual General Meeting today re-elected Mr. Lamin Manjang, Regional CEO of Standard Chartered Bank, as the Chairman of the KBA board of directors, known as the Governing Council. He will serve for the stipulated 12 month term. Mr. John Gachora, Group CEO of NIC Bank will continue to serve as Vice Chairperson.
- [House Prices Soften Further on the Back of Demand and Supply Slowdown](https://www.kba.co.ke/house-prices-soften-further-on-the-back-of-demand-and-supply-slowdown/) - Nairobi, July 28th 2017 - The residential property prices continued to increase at a modest pace during the second quarter of 2017. According to the Kenya Bankers Association - Housing Price Index (KBA-HPI), the average house prices in Kenya recorded a minimal increase of 0.98 per cent compared to the 1.10 per cent rise in quarter one 2017. This is the slowest price increase since the third quarter of 2016.
- [Mayfair Joins Kenya Bankers Association](https://www.kba.co.ke/mayfair-joins-kenya-bankers-association/) - Nairobi, 25th August 2017 - Kenya Bankers Association (KBA), the banking industry's umbrella body and the financial sector's lead advocacy group representing total assets in excess of Kshs. 3.7 trillion (USD 37 Billion), has announced that Mayfair Bank Ltd. has become its newest member, increasing its membership base to 47 commercial and micro finance banks.
- [KBA Publishes Papers Highlighting the Dynamics of Credit Allocation on the Back of Active Government Domestic Borrowing](https://www.kba.co.ke/kba-publishes-papers-highlighting-the-dynamics-of-credit-allocation-on-the-back-of-active-government-domestic-borrowing/) - Nairobi, September 1st 2017 - The Kenya Bankers Association's Centre for Research on Financial Markets and Policy has published six research papers focusing on credit allocation on the back of active government domestic borrowing. These papers are published at a time when the rate of growth of credit to the private sector has been on a sustained downward trend while public debt, part of which targeting infrastructure investment, has been on the rise.
- [Conference to Focus on Growing Kenya's World Leadership in Financial Inclusion](https://www.kba.co.ke/conference-to-focus-on-growing-kenyas-world-leadership-in-financial-inclusion/) - Nairobi, September 22, 2017 - The Kenya Bankers Association (KBA) today announced details of its sixth annual banking research conference. This year's event will look at ways the banking sector can grow and deepen the country's already impressive financial inclusion record. The conference will be opened by Central Bank of Kenya Governor Dr. Patrick Njoroge.
- [Banking (Amendment) Act 2016 Not Achieving Intended Objectives](https://www.kba.co.ke/banking-amendment-act-2016-not-achieving-intended-objectives/) - Nairobi, October 19th 2017- The Kenya Bankers Association's review of the effects of the Banking (Amendment) Act 2016 indicates that the law has largely failed to achieve the desired objectives. The review is based on evidence of market outcomes and bank level data that confirms the adverse consequences of the law one year into its implementation.
- [Political Environment, Rate Caps See House Prices Register The Lowest Growth Rate In Three Years](https://www.kba.co.ke/political-environment-rate-caps-see-house-prices-register-the-lowest-growth-rate-in-three-years/) - Nairobi, November 2nd 2017 - Overall house prices in Kenya for the third quarter of this year posted the lowest rate of growth registered in the last three years, in part due to the current political environment and slowed private sector credit, a new industry report shows.
- [Finalists of the 2017 Sustainable Finance Catalyst Awards Announced](https://www.kba.co.ke/finalists-of-the-2017-sustainable-finance-catalyst-awards-announced/) - Nairobi, November 9th 2017 - Kenya Bankers Association (KBA), the umbrella body of the banking industry today announced the finalists of the 2017 Sustainable Finance Catalyst Awards. This year's theme is "Recognizing Catalytic Finance that Impacts Industry, Economy and Society".
- [Upward but Slow Rise in House Prices Expected for 2018](https://www.kba.co.ke/upward-but-slow-rise-in-house-prices-expected-for-2018/) - Nairobi, 31 January 2018 - On the back of a generally suppressed private sector credit expansion, the rise in house prices remained subdued as reported by the Kenya Bankers Association House Price Index (KBA-HPI). According to the Index that tracks price movements based on industry data and property valuation, house prices in Kenya rose by approximately 0.68 percent during the fourth quarter of 2017 compared to 0.42 percent in the third quarter.
- [Banks Partner With Stakeholders In Card, Mobile And Online Safety Campaign](https://www.kba.co.ke/banks-partner-with-stakeholders-in-card-mobile-and-online-safety-campaign/) - Nairobi, May 8th, 2018 - The Kenya Bankers Association (KBA) has partnered with financial service providers to create awareness on safety measures in conducting transactions while using ATM cards, mobile phones, and online platforms. The month-long initiative, dubbed "Kaa Chonjo!", will be carried out with support from partners, including Visa, Safaricom, PesaLink, and the Retail Trade Association of Kenya (Retrak).
- [Over 1.2 million SMEs and households lose out as bank credit allocation favours large, well-established businesses](https://www.kba.co.ke/over-1-2-million-smes-and-households-lose-out-as-bank-credit-allocation-favours-large-well-established-businesses/) - Nairobi, 11 May 2018 - The Kenya Bankers Association (KBA) has today released its third report on the impact of the interest capping law, which restricts banks to price loans at four percent above the Central Bank Rate (CBR). The report shows that while the law was well-intentioned, it has failed to achieve its key objective of increasing credit uptake by households and micro and small enterprises. Contrary to its spirit, the law has significantly stifled access to capital with the number of loan accounts reducing by 1,229,242 accounts between 2016 and 2017.
- [Property Market Recovery Slows Rate of Decline in House Prices](https://www.kba.co.ke/property-market-recovery-slows-rate-of-decline-in-house-prices/) - Thursday 24th May, 2018 - The cost of houses increased during the first quarter of 2018, marking the first price uptick in the property market since the last quarter of 2016. According to the Kenya Bankers Association's House Price Index (KBA-HPI), house prices went up by 2.08 percent compared to the growth rate of 0.69 percent recorded in the last quarter of 2017, with a shift in market activity towards the middle segments.
- [Stakeholders Hold Forum to Discuss Interest Capping Law](https://www.kba.co.ke/stakeholders-hold-forum-to-discuss-interest-capping-law/) - Nairobi, 18 June 2018 - Financial industry stakeholders will today hold a forum to discuss the impact of the Banking (Amendment) Act, 2016 amid concerns that the law has slowed down the pace of economic growth. Since the introduction of the legislation, the number of loan accounts has reduced by more than 1.3 million accounts, while the rate of growth of private sector credit has reached an all-time low with banks opting to invest in Government securities.
- [Bankers Elect KCB CEO Joshua Oigara New KBA Chairman For 2018/2019 Term](https://www.kba.co.ke/bankers-elect-kcb-ceo-joshua-oigara-new-kba-chairman-for-2018-2019-term/) - Nairobi, 28th JUNE 2018 - Members of the Kenya Bankers Association (KBA) have elected Kenya Commercial Bank's Group Chief Executive Officer Mr. Joshua Oigara as the new Chairman of the Governing Council and re-elected NIC Bank's Managing Director Mr. John Gachora for another term as Council Vice Chairman. The new leadership will serve for a one year period.
- [KBA hosts team from the Somali Bankers Association](https://www.kba.co.ke/kba-hosts-team-from-the-somali-bankers-association/) - Nairobi, 3rd July 2018 - The Kenya Bankers Association hosted a delegation from the Somalia Bankers Association led by Chairman Mr. Abdizirack Abdi and Ag. CEO Abdullah M. Ahmed. The team was in Kenya on a bench-marking mission with KBA and other bodies in the financial industry. Somalia is making great progress towards setting up a formal banking framework after over 30 years of civil war.
- [Bankers Link Poor Agricultural Financing to Low Public Sector Investment](https://www.kba.co.ke/bankers-link-poor-agricultural-financing-to-low-public-sector-investment/) - Nairobi, 26th July, 2018 - Low Government investment in agriculture has been identified among the key factors hindering the realization of the sector's full potential in Kenya at a time when the Government is focusing on promoting agricultural output to ensure food security.
- [House Prices Stabilize After Property Market Recovery](https://www.kba.co.ke/house-prices-stabilize-after-property-market-recovery/) - Nairobi, September 13th, 2018 - House prices failed to sustain the 2.08 percent pace of market recovery experienced in the first quarter of 2018 despite recording an overall 1.76 percent increase during the second quarter. This is according to the latest Kenya Bankers Association Housing Price Index (KBA-HPI), which also shows that the cost of acquring a home stabilised for the first time in the period under review since the first substantial rise in the first quarter of 2018.
- [All Set for the Kenya Bankers Association 7th Annual Research Conference](https://www.kba.co.ke/all-set-for-the-kenya-bankers-association-7th-annual-research-conference/) - Nairobi 24th September, 2018 - The Kenya Bankers Association (KBA) will hold the 7th Annual Research Conference on 27th and 28th September, 2018 at Intercontinental Hotel in Nairobi from 8am. Themed "Credit Market Dynamics in an Evolving Regulatory and Market Participants' Environment", the forum will facilitate discussions on ways by which the financial system can promote efficient credit allocation to the economy. It will also provide a platform to contribute to knowledge on the influences of credit access to key sectors of the economy such as agriculture, housing, and manufacturing.
- [CMA and KBA Sign Agreement to Promote Financial Sector Innovation through Research and Policy Initiatives](https://www.kba.co.ke/cma-and-kba-sign-agreement-to-promote-financial-sector-innovation-through-research-and-policy-initiatives/) - Nairobi 26 September 2018 - The Capital Markets Authority (CMA) and the Kenya Bankers Association (KBA) have today signed a Memorandum of Understanding (MOU) that sets the stage for closer collaboration between the two organizations in the areas of research, data sharing, analysis, and stakeholder engagement.
- [Bankers Conference Explores Credit Access Challenges, Highlights Financial Inclusion Opportunities](https://www.kba.co.ke/bankers-conference-explores-credit-access-challenges-highlights-financial-inclusion-opportunities/) - Nairobi Thursday 27th September, 2018 - The 7th Edition of the Kenya Bankers Association (KBA) Annual Banking Research Conference kicked off today with presentations that sought to provide solutions to a wide range of challenges facing the credit market. In their papers, researchers shined a spotlight on credit access issues, making recommendations on how lenders' capital requirements can be designed to improve levels of access to formal credit.
- [Lenders Encouraged To Design Strategies To Minimise Risks as Bankers Conference Closes](https://www.kba.co.ke/lenders-encouraged-to-design-strategies-to-minimise-risks-as-bankers-conference-closes/) - Nairobi 28th September - 2018 The Kenya Bankers Association 7th Annual Banking Research Conference came to a close today with papers that focused on the digital credit market, financial literacy, and household indebtedness. Researchers also analyzed major drivers of digital credit uptake and the effect of the adoption of technology on household indebtedness. Preferences of borrowers between conventional credit and digital credit were also explored.
- [Kenya Bankers Association Selected for Africa Award](https://www.kba.co.ke/kenya-bankers-association-selected-for-africa-award/) - Nairobi 17th October - Kenya Bankers Association, the umbrella body of the banking industry and lead advocacy group of the financial services sector in Kenya, has been selected as one of the best associations on the Continent by The Association of Association Executives (AAE). The award winners will be announced on 30th October 2018 during the Africa Association Congress that will be held in Pretoria, South Africa. Of note, KBA has been shortlisted as Best Association in Africa and KBA Chief Executive Officer Dr. Habil Olaka has been nominated as Best Association Leader of the Year.
- [Young Entrepreneurs Get Interest-Free Loans in Bankers' Youth Empowerment Programme](https://www.kba.co.ke/young-entrepreneurs-get-interest-free-loans-in-bankers-youth-empowerment-programme/) - Nairobi 22nd October, 2018 - Young men drawn from Nairobi's informal settlements have received funds to set up their own businesses after undergoing entrepreneurship training under a youth programme initiated by the banking industry in Kenya. The youth are among a pool of more than 300 aspiring entrepreneurs in Nairobi and Mombasa that successfully pitched for small business loans under the YBIZNA programme, supported by the Kenya Bankers Association.
- [Banks Launch Inuka MSME Support Programme In Nakuru County](https://www.kba.co.ke/banks-launch-inuka-msme-support-programme-in-nakuru-county/) - Nakuru 26th October, 2018 - The Kenya Bankers Association (KBA) has today officially launched the Inuka Enterprise Program in Nakuru County. The initiative is intended to support Micro, Small and Medium-sized Enterprises (MSMEs) by equipping entrepreneurs with skills designed to enable them to run businesses in a better way. The training is also meant to boost MSME's market reach, enhancing their ability to access credit from banks.
- [KBA CEO Wins Association Leader of the Year Award](https://www.kba.co.ke/kba-ceo-wins-association-leader-of-the-year-award/) - Pretoria 31st October, 2018 - The Kenya Bankers Association (KBA) Chief Executive Officer Dr. Habil Olaka has been named Association Leader of the Year, with KBA taking the runner-up position in the Best Association category during the 2018 edition of Africa Associations Congress awards that were organized by the Association of Association Executives (AAE) last evening in Pretoria, South Africa. KBA was also featured as a case study for best practice in industry communications.
- [KBA Chairman's Ball 2018 Highlights Industry's Commitment To Promote Financial Inclusion](https://www.kba.co.ke/kba-chairmans-ball-2018-highlights-industrys-commitment-to-promote-financial-inclusion/) - Nairobi 19th November, 2018 - The Kenya Bankers Association held its 2018 edition of the annual KBA Chairman's Ball dinner last Friday, in what was a colourful forum that brought together a rich mix of public and private sector stakeholders
- [Eisenhower Fellowships-Kenya Appoints Bankers Director As Chair](https://www.kba.co.ke/eisenhower-fellowships-kenya-appoints-bankers-director-as-chair/) - Nairobi, 13th December 2018 - Eisenhower Fellowships-Kenya, a local non-profit organisation affiliated with the U.S.-based Eisenhower Fellowships Program, has appointed Kenya Bankers Association Director of Public Affairs Ms. Nuru Mugambi as the Chair of its Board of Directors. The Eisenhower Fellowships program identifies, empowers and connects innovative leaders through a transformative fellowship experience and life-long engagement in a global network of dynamic change agents committed to creating a more peaceful, prosperous, and just world.
- [Survey: Customers Not Ready for Robotic Agents, But Value Mobile Banking](https://www.kba.co.ke/survey-customers-not-ready-for-robotic-agents-but-value-mobile-banking/) - Nairobi, 17th January 2019 - Bank customers in Kenya have not yet warmed up to the idea of robots and artificial intelligence and would rather have humans handle their customer service needs. This is according to a new Banking Industry Customer Service Survey conducted by the Kenya Bankers Association during the last quarter of 2018.
- [KBA Statement on National Youth Service Investigations](https://www.kba.co.ke/kba-statement-on-national-youth-service-investigations/) - Nairobi, 7th February 2019 - Over the years, banks in Kenya have been making substantial effort in terms of management time, resources and investment in systems and processes to protect customers and the broader financial system. As signatories to the "Code of Ethics for Business in Kenya" we are committed to working with the Government and other players in the fight against corruption. We have continued to cooperate with regulators and other authorities in an effort to eradicate all forms of corruption or money laundering that may be perpetrated using the banking system.
- [House Prices Reverse Declining Trend, Signal Slow Growth](https://www.kba.co.ke/house-prices-reverse-declining-trend-signal-slow-growth/) - Nairobi, 15th February, 2019 - House prices increased marginally by 1.49 percent in the Fourth Quarter of 2018, reversing the downward trend that prevailed in the preceding three quarters of the year. According to the Kenya Bankers Association House Price Index (KBA-HPI), the pattern mirrors the price evolution experienced in 2017 with indications that the slow pace of price growth experienced in the past quarters will continue to prevail.
- [Banking Industry Enhances Payments Efficiency with Automated Direct Debits and Foreign Currency Clearing](https://www.kba.co.ke/banking-industry-enhances-payments-efficiency-with-automated-direct-debits-and-foreign-currency-clearing/) - Nairobi, 20th February, 2019 - The banking industry through the Kenya Bankers Association has completed three key projects to increase efficiency of the Automated Clearing House, a system that commercial banks utilise to exchange payment files and facilitate the transfer of value between bank customers and commercial clients. Over the years, KBA in partnership with Central Bank of Kenya have invested in modernising the Automated Clearing House (ACH) processes to reduce the time it takes banks to transfer funds electronically, improving liquidity within the banking ecosystem while enhancing security.
- [Stakeholders Launch Safety Awareness Campaign To Promote Secure Payment Services](https://www.kba.co.ke/stakeholders-launch-safety-awareness-campaign-to-promote-secure-payment-services/) - Nairobi Friday 3rd May, 2019 - Players in the financial and payment services industry have partnered to roll out a campaign aimed empowering consumers with knowledge to help protect themselves from fraud-related risks. Through the "Kaa Chonjo!" initiative banks, payments solution providers, consumer organizations, retailers and mobile network operators will seek to empower consumers with information on secure ways of using payment platforms and transaction channels.
- [Credit Constraints Push Growth of House Prices to Five-Year Low](https://www.kba.co.ke/credit-constraints-push-growth-of-house-prices-to-five-year-low/) - Nairobi, 24th May 2019 - The rate of growth in house prices went down by 2.78 percent during the first Quarter of 2019, in what also marked the third decline since the Kenya Bankers Association House Price Index (KBA-HPI) base period. The other two instances were reported in the last Quarter of 2013 and the third Quarter of 2014. The latest KBA-HPI attributes the decline to the constrained credit flows to both the supply and demand side of the housing market.
- [Kenya Bankers Association Partners with the Kenya National Chamber of Commerce and Industry (KNCCI) to Promote SME Development](https://www.kba.co.ke/kenya-bankers-association-partners-with-the-kenya-national-chamber-of-commerce-and-industry-kncci-to-promote-sme-development/) - Nairobi 26th April 2019 - The Kenya Bankers Association (KBA) has today signed a Memorandum of Understanding (MoU) with the Kenya National Chamber of Commerce and Industry (KNCCI).
- [Kenya Bankers Association Statement On New Generation Bank Notes](https://www.kba.co.ke/kenya-bankers-association-statement-on-new-generation-bank-notes/) - Nairobi 4th June 2019 - The Central Bank of Kenya (CBK) has commenced the introduction of the new generation bank notes. The CBK advised the public and industry about the transition to a new currency most recently in October 2018 and commenced with the issuance of the redesigned 1, 5, 10 and 20 Shilling coins in December 2018. Therefore, the release of the new 50, 100, 200, 500, and 1,000 Shilling notes is the second phase of the country's transition to the new currency.
- [Banks Contribute Kshs. 2.1 Billion In Corporate Social Responsibility In 2018](https://www.kba.co.ke/banks-contribute-kshs-2-1-billion-in-corporate-social-responsibility-in-2018/) - Nairobi 19 June 2019 - Kenya's banking industry has invested Kshs. 2.1 Billion in Corporate Social Responsibility (CSR) in 2018 and approximately Kshs. 6.7 Billion over the past three years, according to the 2019 Kenya Banking Industry Shared Value Report released today by the Kenya Bankers Association (KBA).
- [Banks Re-Elect Joshua Oigara As KBA Governing Council Chair For 2019/ 2020 Period](https://www.kba.co.ke/banks-re-elect-joshua-oigara-as-kba-governing-council-chair-for-2019-2020-period/) - Nairobi, 27th June 2019 - Kenya Bankers Association (KBA), the financial services sector's leading advocacy group, has announced that its member banks have re-elected Mr. Joshua Oigara as the chair of the KBA Governing Council. During the Association's 57th Annual General Meeting held today, banks also re-elected Mr. John Gachora as Vice Chairperson. The team will serve for the 2019/2020 period.
- [Banking Industry on a Strong Footing Despite Market Challenges](https://www.kba.co.ke/banking-industry-on-a-strong-footing-despite-market-challenges/) - Nairobi, 9th July 2019 - The banking industry maintained an impressive growth trajectory over the past three years, navigating a market environment characterized by constrained credit to the private sector, especially Micro Small and Medium Enterprises (MSMEs).
- [House Prices Slowdown Persists As Credit Constraints Prevail](https://www.kba.co.ke/house-prices-slowdown-persists-as-credit-constraints-prevail/) - Nairobi, 8th August 2019 - House prices remained depressed during the second quarter of 2019, reflecting early signs of an emerging trend where negative prices have been recorded in two consecutive quarters. Previously, negative trend has been followed by a correction in the subsequent quarter.
- [Banks Seek Affordable Loans, Deeper Innovation in New Five - Year Strategy](https://www.kba.co.ke/banks-seek-affordable-loans-deeper-innovation-in-new-five-year-strategy/) - Nairobi, 21st August 2019 - The banking industry plans to intensify efforts towards deepening financial inclusion across all segments of the economy by facilitating access to affordable banking services through enhanced technological innovation and sector-wide efficiency programs.
- [BIFU and Banking Industry Conclude Successful Union Negotiations](https://www.kba.co.ke/bifu-and-banking-industry-conclude-successful-union-negotiations/) - Nairobi 10th Sept 2019 - The banking industry has successfully concluded its union negotiations for the 2019 to 2021 period. (Seated, left to right) Banking, Insurance and Finance Union (BIFU) spokesperson Tom Odero together with Kenya Bankers Association (KBA) representatives Ian Irungu of Commercial Bank of Africa and Robley Ngoje of KCB sign the collective bargaining agreement on behalf of the unionisable bank employees and bank management.
- [Bankers Conference Explores Growth Dynamics, Market Structure and Fintech Impact](https://www.kba.co.ke/bankers-conference-explores-growth-dynamics-market-structure-and-fintech-impact/) - Nairobi 12th September 2019 - Drivers of industry growth, stability and the impact of technology in the financial services sector were some of the topics that featured in discussions during the first day of the Kenya Bankers Association 8th Annual Research Conference.
- [Public Statement by Kenya Bankers Association Regarding Repeal of The Interest Rate Cap](https://www.kba.co.ke/public-statement-by-kenya-bankers-association-regarding-repeal-of-the-interest-rate-cap/) - Nairobi 18th October 2019 - Kenya Bankers Association (KBA) commends the efforts of His Excellency President Uhuru Kenyatta to ensure that private sector development is supported through access to finance. The Association notes in his Memorandum to the Speaker of the National Assembly that the President raises key challenges facing the private sector as a result of the interest rate controls that have been maintained by the Finance Bill, 2019.
- [Banking Sector Unveils Credit Platform For Small And Medium Enterprises](https://www.kba.co.ke/banking-sector-unveils-credit-platform-for-small-and-medium-enterprises/) - Nairobi 6th November 2019 - The Kenya banking sector, under the ambit of the Kenya Bankers Association, has unveiled a credit platform for Micro- Small and Medium-sized Enterprises (MSMEs) at the sector's inaugural Inua Biashara Day which was held today.
- [Banks Feted For Excellence In Embedding Sustainable Finance Initiatives](https://www.kba.co.ke/banks-feted-for-excellence-in-embedding-sustainable-finance-initiatives/) - Nairobi 15th November 2019 - Cooperative Bank has once again been announced as this year's overall winner of the Sustainable Finance Initiative Catalyst Awards for financial service providers. An independent judging panel placed Equity Bank Group second overall position and KWFT in the third position.
- [Supply-Demand Imbalances Sustain House Prices Decline Streak](https://www.kba.co.ke/supply-demand-imbalances-sustain-house-prices-decline-streak/) - Nairobi 25th November 2019 - House prices remained in the negative territory during the third quarter of 2019, in what the latest Kenya Bankers Association House Price Index (KBA-HPI) has attributed to supply-demand imbalances, characterized by weaknesses in both the supply and demand side with a slant towards weaker demand.
- [House Prices Sustain Decrease Trend in Q4 of 2019](https://www.kba.co.ke/house-prices-sustain-decrease-trend-in-q4-of-2019/) - Nairobi 3rd February 2020 - House prices maintained a downward trend in the fourth quarter of 2019, pointing to an overall softening of demand in the housing market. The decline has been driven by tight credit market conditions on the back of elevated non-performing loans in the real estate and construction sectors.
- [KBA Hosts 2020 Edition of Bank CEOs' Interactive Forum](https://www.kba.co.ke/kba-hosts-2020-edition-of-bank-ceos-interactive-forum/) - Nairobi 7th February 2020 - The Kenya Bankers Association interactive session #CEOchat kicked off today with an edifying dicusssion hosted by I&M Bank CEO and KBA Governing Council member Mr. Kihara Maina. Focused on "Factors that Influence Personal Credit Scores and Household Borrowing", the discussion delved into ways prospective borrowers can enhance their access to bank credit.
- [Over 80 Percent of Bank Customers Satisfied with Industry Service Standards, Technology - Survey](https://www.kba.co.ke/over-80-percent-of-bank-customers-satisfied-with-industry-service-standards-technology-survey/) - Nairobi 27th February 2020 - Most bank customers are satisfied with the quality of services being offered by the banking industry. According to this year's edition of the Kenya Bankers Association (KBA) Customer Service Satisfaction Survey, bank clients rated their satisfaction level at 83 percent based on banks' responsiveness and service quality.
- [Kenya Banking Industry Response to Coronavirus Disease (COVID-19)](https://www.kba.co.ke/kenya-banking-industry-response-to-coronavirus-disease-covid-19/) - Nairobi 19th March 2020 - The banking industry through the Kenya Bankers Association (KBA) has adopted Guidelines towards ensuring the safety and security of bank customers, employees and other stakeholders during this unprecedented time when the country responds to the Coronavirus Disease (COVID-19). These standards are informed by global best practice and have been developed in consultation with Ministry of Health and Amref Health Africa (Amref) to ensure the wellbeing of Kenyans.
- [Industry Awareness Campaign Seeks To Tame Coronavirus-Related Fraud](https://www.kba.co.ke/industry-awareness-campaign-seeks-to-tame-coronavirus-related-fraud/) - Nairobi 28th April 2020 - Stakeholders in the financial, payments and online services sector have today launched a public awareness campaign designed to educate consumers on measures of preventing fraud across channels as the country makes efforts to contain the Coronavirus disease.
- [Bankers Survey Projects Pandemic-led Business Slowdown, Highlights Commitment to Support Economy](https://www.kba.co.ke/bankers-survey-projects-pandemic-led-business-slowdown-highlights-commitment-to-support-economy/) - Nairobi 11th May 2020 - The banking industry anticipates a business decline this year as the Coronavirus Disease (COVID-19) continues to affect economic activity across sectors. According to a new survey by the Kenya Bankers Association (KBA), close to 94 percent of banks expect a significantly slowed economic growth, which will in turn negatively affect customers both at household and commercial levels.
- [House Prices Decelerate as Demand Remains Depressed](https://www.kba.co.ke/house-prices-decelerate-as-demand-remains-depressed/) - Nairobi 26th May 2020 - The price of houses continued to decline in the first quarter of 2020 in a trend compounded by constrained ability of potential buyers to afford homes currently on offer in the market, according to the Kenya Bankers Association House Price Index (KBA-HPI).
- [Bankers Re-elect Joshua Oigara and John Gachora as KBA Governing Council Leadership for 2020/2021 Period](https://www.kba.co.ke/bankers-re-elect-joshua-oigara-and-john-gachora-as-kba-governing-council-leadership-for-2020-2021-period/) - Nairobi 26th June 2020 - The Kenya Bankers Association (KBA) member banks during the Association's 58th Annual General Meeting re-elected KCB Group CEO Mr. Joshua Oigara as the Association's Governing Council Chairperson for the period 2020/2021. NCBA Group Managing Director Mr. John Gachora was also re-elected as the Council's Vice Chairperson.
- [House Prices Signal Stabilization as Apartments Reclaim Dominance](https://www.kba.co.ke/house-prices-signal-stabilization-as-apartments-reclaim-dominance/) - Nairobi 10th August 2020 - The growth of house prices remained in the negative territory during the second quarter of 2020, with signs of recovery following the sharp decline recorded in 2019. The latest Kenya Bankers Association House Price Index (KBA-HPI) shows that house prices in the quarter contracted by 0.20 percent compared to the 0.51 percent reduction reported during the first quarter.
- [KBA, FSD Kenya and inABLE Partner to Promote Financial Inclusion for Persons With Disabilities](https://www.kba.co.ke/kba-fsd-kenya-and-inable-partner-to-promote-financial-inclusion-for-persons-with-disabilities/) - Nairobi 10th August 2020 - The Kenya Bankers Association has partnered with the Financial Sector Deepening Trust (FSD Kenya), non-profit inABLE and Georgia Institute of Technology in a programme to promote access to financial services for Persons With Disabilities (PWDs). The initiative, whose pilot phase kicked off this month, aims to identify major accessibility challenges PWDs face while using banking service channels.
- [Caritas Microfinance Bank Joins Kenya Bankers Association](https://www.kba.co.ke/caritas-microfinance-bank-joins-kenya-bankers-association/) - Nairobi 24th August 2020 - Kenya Bankers Association (KBA), the banking industry's umbrella body and financial sector's lead advocacy group representing total assets in excess of Ksh 4.8 trillion (USD 48 billion) has announced that Caritas Microfinance Bank has joined its membership, bringing its total membership to 47 banks.
- [Report: Banks Remain Stable Amid Pandemic-led Growth Slowdown](https://www.kba.co.ke/report-banks-remain-stable-amid-pandemic-led-growth-slowdown/) - Nairobi 25th August 2020 - The banking industry is poised to withstand market shocks induced by the Coronavirus disease (COVID-19) pandemic even as the economy grapples with a market environment characterized by constrained supply and demand. According to the Kenya Bankers Association's (KBA) State of the Banking Industry (SBI) Report 2020, banks are sufficiently capitalized to weather shocks arising from the prevailing economic slowdown without triggering instability in the financial system.
- [Africa Regional e-Conference for Leading Women in Banking and Finance to Promote Gender Diversity in Leadership](https://www.kba.co.ke/africa-regional-e-conference-for-leading-women-in-banking-and-finance-to-promote-gender-diversity-in-leadership/) - Nairobi 31st August 2020 - The Kenya Bankers Association (KBA) is set to convene the Africa Regional e-Conference for Leading Women in Banking and Finance from 15th to 16th October 2020. The virtual summit will bring together senior women officials from more than 10 countries. The online event will enable networking, exchange of ideas, and inevitably promote gender diversity in leadership.
- [Industry Conference Probes Drivers of Pricing, Credit Mobilization and Market Expectations](https://www.kba.co.ke/industry-conference-probes-drivers-of-pricing-credit-mobilization-and-market-expectations/) - Nairobi 23rd September 2020 - The Kenya Bankers Association's 9th Annual Banking Research Conference kicked off today with papers that shared a wide range of insights on how the banking industry's structure - along with the behavioural dynamics of non-financial economic agents expectations - influence credit pricing in the economy within the current regulatory environment.
- [House Prices Growth Stabilizes Amid Weakened Demand and Supply](https://www.kba.co.ke/house-prices-growth-stabilizes-amid-weakened-demand-and-supply/) - Nairobi 9th November 2020 - The rate of house prices growth in the third quarter of 2020 remained in the negative territory registering a 0.08 percent contraction compared to the 0.20 percent reported in the second quarter of the year.
- [KBA, KCIC Group Sign Collaboration Agreement On Advancing Green Financing In Kenya](https://www.kba.co.ke/kba-kcic-group-sign-collaboration-agreement-on-advancing-green-financing-in-kenya/) - Nairobi 23rd November 2020 - The Kenya Bankers Association (KBA) and the Kenya Climate Innovation Centre (KCIC) have today signed a Memorandum of Understanding aimed at advancing the green finance agenda in Kenya. Through the agreement, the partners will seek to promote the growth of large and small enterprises by leveraging on climate change innovations and research.
- [Banking Industry Report Sets Roadmap Towards Inclusive Financial Services For Persons With Disabilities](https://www.kba.co.ke/banking-industry-report-sets-roadmap-towards-inclusive-financial-services-for-persons-with-disabilities/) - Nairobi 2nd December 2020 - The Kenya banking sector has today reaffirmed its commitment to enhance service delivery for Persons living With Disabilities (PWDs) as part of its long-term strategic objective to entrench financial services across the country. This follows the official release of the Persons With Disabilities (PWD) Pilot Project Report by the Central Bank of Kenya Governor, Dr. Patrick Njoroge, today during a virtual event that brought together banking industry players and partners.
- [Dr. Tiriongo Joins Kenya Bankers Association as Research and Policy Director](https://www.kba.co.ke/dr-tiriongo-joins-kenya-bankers-association-as-research-and-policy-director/) - Nairobi 14th December 2020 - Kenya Bankers Association (KBA) announced today that Dr. Samuel Tiriongo (PhD) has joined the banking industry umbrella body as Director of Research and Policy, replacing Mr. Jared Osoro who has taken up another opportunity. Dr. Tiriongo joins KBA from the Central Bank of Kenya, where he had served as economist for more than 13 years, out of which he was attached to the Secretariat of the Monetary Policy Committee (MPC) for 11 years. Additionally, he has been involved in various research assignments that have shaped industry discourse, having published widely in peer-reviewed research outlets on market microstructure, economic responses to crises, monetary policy communication, and credit market analyses, among other areas.
- [Gituku Kirika Joins PesaLink Operator Integrated Payment Services Limited (IPSL) as Chief Executive Officer](https://www.kba.co.ke/gituku-kirika-joins-pesalink-operator-integrated-payment-services-limited-ipsl-as-chief-executive-officer/) - Nairobi 15th January 2021 - Integrated Payment Services Limited (IPSL), the subsidiary of Kenya Bankers Association (KBA) that operates the banking industry's instant payment service PesaLink, has announced the appointment of Gituku Kirika as Chief Executive Officer. Gituku takes over from Agnes Gathaiya. Over 6 million Kenyans have moved in excess of Ksh 200 billion across the 25 plus participating banks since PesaLink was launched by IPSL and KBA in 2017.
- [Survey: Bank Customers Opt For Automated Service Channels On COVID-19](https://www.kba.co.ke/survey-bank-customers-opt-for-automated-service-channels-on-covid-19/) - Nairobi 21st January 2021 - Most bank clients preferred using fully automated platforms while accessing banking services in 2020, according to the Kenya Bankers Association (KBA) Customer Satisfaction Survey (2020). The report indicates that bank clients opted for contactless banking channels to reduce the possibility of infection with the Coronavirus Disease (COVID-19) through currency and bank branch visits.
- [House Prices Signal Some Recovery After Seven Quarters of Depressed Growth](https://www.kba.co.ke/house-prices-signal-some-recovery-after-seven-quarters-of-depressed-growth/) - Nairobi 11th March 2021 - House prices have signalled a shift to the positive terrirory after recording a 0.22 percent rise in the fourth quarter of 2020. The latest Kenya Bankers Association House Price Index (KBA-HPI) shows that house prices depicted a recovery after seven quarters of contraction. The uptick in the House Price Index signals stabilising market prices, which largely reflect an outcome of the demand and supply dynamics in the market.
- [Over 85 percent of Kenyan Banks on Course Towards Sustainability](https://www.kba.co.ke/over-85-percent-of-kenyan-banks-on-course-towards-sustainability/) - Nairobi 24th March 2021 - As the climate debate rages on with no signs of the associated risks abating, 85.7 per cent of banks in Kenya have reported that their credit policies ensure responsible and sustainable lending practices, according to the 2020 State of Sustainable Finance in Kenya's Banking Industry Report.
- [Security Awareness Campaign To Prioritise Digital Financial Safety](https://www.kba.co.ke/security-awareness-campaign-to-prioritise-digital-financial-safety/) - Nairobi 4th May 2021 - As Kenya embraces the digital economy, protecting the integrity of electronic and digital systems is paramount, with experts calling for enhanced public sensitization on digital vulnerabilities, which have increased due to the entrenched use of contactless financial services.
- [Bankers Elect New Governing Council Chair, Vice Chair](https://www.kba.co.ke/bankers-elect-new-governing-council-chair-vice-chair/) - Nairobi 24th June 2021 - Members of the banking industry's advocacy organization Kenya Bankers Association (KBA) have today elected NCBA Bank Managing Director and CEO John Gachora and Family Bank Chief Executive Officer Rebecca Mbithi as the incoming Chairperson and Vice Chairperson, respectively, for the period 2021 to 2022. Mr. Gachora, who previously served as Vice Chairperson, takes over from Mr. Joshua Oigara, who chaired the KBA Governing Council for the past three years.
- [Survey: Most Kenyan MSMEs Operating Within ICT, Agricultural Sectors](https://www.kba.co.ke/survey-most-kenyan-msmes-operating-within-ict-agricultural-sectors/) - Nairobi 29th June 2021 - ICT and Agriculture are the leading host sectors for Micro, Small and Medium-sized Enterprises (MSMEs) in Kenya, the 2021 MSMEs Survey Report shows. The report, released today, also ranks manufacturing and construction among the dominant hubs for the enterprises that collectively create an estimated 15 million employment opportunities in the economy.
- [Kenya's Banking Industry Remains Robust Despite COVID Pandemic Effects while Anchoring Enterprises and Trade](https://www.kba.co.ke/kenyas-banking-industry-remains-robust-despite-covid-pandemic-effects-while-anchoring-enterprises-and-trade/) - Nairobi 27th July 2021 - The banking industry in Kenya remains sound and stable despite being buffeted by the effects of the Coronavirus (COVID-19) pandemic. Overall profitability and contributions to the national budget declined to a nine-year low in 2020 on the back of the COVID-19's negative impact on the economy, particularly the trade, manufacturing and agriculture sectors where banks have restructured a majority of assets. In a separate report by Central Bank of Kenya (CBK) bank lending to micro, small and medium-sized enterprises rose by 42 percent between 2017 and 2020 to stand at with a total value of Ksh.638.3 billion by December 2020, up from Ksh.413.9 billion in December 2017.
- [Banking Industry Successfully Concludes 2021-2023 Negotiations For Unionisable Staff](https://www.kba.co.ke/banking-industry-successfully-concludes-2021-2023-negotiations-for-unionisable-staff/) - Nairobi 23rd August 2021 - The banking industry has successfully concluded its union negotiations for the 2020 to 2023 period, providing enhanced terms and conditions covering over 20,000 unionisable employees within the industry. Under the agreement, the unionisable employees will get a four percent salary increment for the year 2020 and a further three percent pay rise for the current year 2021. The enhanced terms and conditions of work for the unionisable staff demonstrates the industry's commitment to efficient and effective service delivery to banking public amidst the COVID-19 pandemic.
- [Banking Sector Contributed 27 Percent of All Corporate Taxes Paid in Kenya in 2020](https://www.kba.co.ke/banking-sector-contributed-27-percent-of-all-corporate-taxes-paid-in-kenya-in-2020/) - Nairobi 2nd September 2021 - The banking industry contributed 27 percent of all corporate taxes paid in Kenya in 2020 even as the adverse impact of the COVID-19 pandemic caused a 12 percent overall decline in their contribution to the exchequer compared to the year 2017 to 2018. A new report compiled by audit firm PricewaterhouseCoopers (PwC) on behalf of the Kenya Bankers Association attributes the reduction to lower tax contributions through direct tax costs and the industry's remittances through Pay As You Earn collections.
- [Banking Research Conference Explores Post COVID Economic Recovery Opportunities](https://www.kba.co.ke/banking-research-conference-explores-post-covid-economic-recovery-opportunities/) - Nairobi 22nd September 2021 - The 10th edition of the Kenya Bankers Association Annual Banking Research Conference kicked off today with papers that explored opportunities to enhance the banking industry's role in supporting economic recovery in light of the COVID-19 disruption. Research papers presented during the opening session this morning focused on the impact of the pandemic on risk assessment, highlighting opportunities towards supporting further credit growth in the wake of the pandemic.
- [Banking Sector to Continue Playing Key Role In Post-Covid Economic Recovery](https://www.kba.co.ke/banking-sector-to-continue-playing-key-role-in-post-covid-economic-recovery/) - Nairobi 24th September 2021 - The banking sector will continue to play a key role in steering economic recovery in the wake of adverse economic effects occasioned by the COVID-19 pandemic. Speaking during the third and final day of the Kenya Bankers Association Annual Banking Research Conference, KBA Vice Chair Ms. Rebecca Mbithi noted that following the recent economic downturn the banking sector is now best placed to take centre-stage and steer economic recovery.
- [Banking Sign Language App Partnership to Deepen Deaf Community Inclusion](https://www.kba.co.ke/banking-sign-language-app-partnership-to-deepen-deaf-community-inclusion/) - Nairobi 18th October 2021 - Leading financial sector advocacy group Kenya Bankers Association (KBA) has entered a partnership with Financial Sector Deepening Trust (FSD Kenya) and software engineering firm Deaf eLimu Plus to create the first bank-environment Kenyan Sign Language (KSL) self-training mobile Application. The solution will be the first of its kind in Africa.
- [Industry Stakeholders Mark International PwD Day with Banking Industry Sign Language Training Application Launch](https://www.kba.co.ke/industry-stakeholders-mark-international-pwd-day-with-banking-industry-sign-language-training-application-launch/) - Nairobi 1st December 2021 - Stakeholders drawn from various sectors of the economy will this year mark the International Day of Persons with Disabilities with the launch of a banking industry online platform that has been designed to train bank employees on bank-environment Kenyan Sign Language (KSL) vocabulary.
- [Salaam Microfinance Bank Joins Kenya Bankers Association](https://www.kba.co.ke/salaam-microfinance-bank-joins-kenya-bankers-association/) - Nairobi 5th April 2022 - Kenya Bankers Association (KBA), the banking industry's umbrella body and the financial sector's leading advocacy group representing total assets in excess of Ksh 6 trillion (USD 60 billion) has announced that Salaam Microfinance Bank has joined its membership, bringing its total membership to 47 banks.
- [Bankers, payments firms and retailers in drive to reduce consumer exposure to fraudsters](https://www.kba.co.ke/bankers-payments-firms-and-retailers-in-drive-to-reduce-consumer-exposure-to-fraudsters/) - Nairobi 4th May 2022 - Consumer education will play a central role in addressing emerging security challenges. During the launch of the Kaa Chonjo! (Be Alert!) card, mobile and online safety awareness campaign held today, players in the financial, payments and retail sectors highlighted the importance of continuing to empower the public with information on fraud prevention.
- [KBA Appoints Christine Onyango as Communications and Public Affairs Director](https://www.kba.co.ke/kba-appoints-christine-onyango-as-communications-and-public-affairs-director/) - Nairobi 11th February 2022 – Banking industry umbrella body Kenya Bankers Association (KBA) has appointed Christine Onyango as Director of Communications and Public Affairs, taking over from Nuru Mugambi who has since transitioned from the Association to pursue graduate studies.Until her appointment, Ms. Onyango served as I&M Bank Head of Marketing, a position she held for 10
- [A company is only as good as the people it keeps](https://www.kba.co.ke/a-company-is-only-as-good-as-the-people-it-keeps/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy text printing typesetting industry
- [An economist's guess is liable good as anybody](https://www.kba.co.ke/an-economists-guess-is-liable-good-as-anybody/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy text printing typesetting industry
- [Survey: Mobile Apps Top Bank Customers' Digital Banking Feature Preferences](https://www.kba.co.ke/survey-mobile-apps-top-bank-customers-digital-banking-feature-preferences/) - Nairobi 17th February 2022 - Mobile Applications (Apps) topped bank customers' preferences in 2021, reinforcing a sustained uptake of contactless banking solutions that gained fresh traction in 2020 following the Covid-19 pandemic. According to the Banking Industry Customer Satisfaction Survey (2021), the preference for Apps was driven by the introduction of versatile banking software by various financial service providers, taking over functions that were previously conducted via mobile and Internet banking platforms.
- [KBA partners with GIZ to drive financial access for entrepreneurs and SMEs in Kenya's agricultural sector](https://www.kba.co.ke/kba-partners-with-giz-to-drive-financial-access-for-entrepreneurs-and-smes-in-kenyas-agricultural-sector/) - Nairobi 1st March 2022 - Kenya Bankers Association (KBA), the leading financial sector advocacy group, has entered a partnership with GIZ that seeks to enhance access to finance for farmers and agri-business enterprises. The collaboration will facilitate capacity building among lenders, aiding them to gain deeper insights on specific green technology financing, with a view of enabling them to develop tailor made products.
- [Blog standard post](https://www.kba.co.ke/blog-standard-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog gallery post](https://www.kba.co.ke/blog-gallery-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [All progress takes place outside the comfort zone](https://www.kba.co.ke/all-progress-takes-place-outside-the-comfort-zone/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy text printing typesetting industry
- [Creativity is nothing but a mind set free](https://www.kba.co.ke/blog-post-layout-04/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy...
- [Reason and judgment are the qualities of a leader](https://www.kba.co.ke/reason-and-judgment-are-the-qualities-of-a-leader/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy text printing typesetting industry
- [People ignore designs that ignore people](https://www.kba.co.ke/people-ignore-designs-that-ignore-people-2/) - Lorem ipsum is simply dummy text of printing and typesetting industry lorem ipsum been dummy text printing typesetting industry
- [Blog slider post](https://www.kba.co.ke/blog-slider-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog html5 video post](https://www.kba.co.ke/blog-html5-video-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog youtube video post](https://www.kba.co.ke/blog-youtube-video-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog vimeo video post](https://www.kba.co.ke/blog-vimeo-video-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog audio post](https://www.kba.co.ke/blog-audio-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog blockquote post](https://www.kba.co.ke/blog-blockquote-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog full width post](https://www.kba.co.ke/blog-full-width-post/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Blog post sticky](https://www.kba.co.ke/blog-post-sticky/) - Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into
- [Nature always wears the colors of the spirit](https://www.kba.co.ke/blog-post-layout-05/) - We finished our first sensor sweep of the neutral zone. You did exactly what you had to do. You considered all your options you tried every alternative Lorem ipsum dolor sit amet consectetur adipiscing elit. Morbi eu ipsum orci pellentesque et vulputate odio sed finibus nibh. Etiam sit amet dictum nibh at pharetra quam aliquam
- [People who love to eat are always the best people](https://www.kba.co.ke/blog-post-layout-02/) - Previous Next M Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has suvived not only five centuries, but also
- [we are a creative pottery studio](https://www.kba.co.ke/blog-post-layout-01/) - THE DECORATIVE ARTS Pottery is the process and the products of forming vessels Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It
- [Good design is obvious great design transparent](https://www.kba.co.ke/blog-post-layout-03/) - Lorem ipsum has been the industry’s standard dummy text, when an printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting remaining essentially unchanged. Great dress can make you remember what is beautiful about life. Jeremy

## Pages

- [Home startup](https://www.kba.co.ke/) - Welcome to Kenya Bankers Association Kenya Bankers Association (KBA) is the financial sector's leading advocacy group and the umbrella body of the institutions licenced and regulated by the Central Bank of Kenya (CBK) with a current membership of 46 financial institutions. KBA continues to reinforce a reputable and professional banking sector in a bid to
- [KBA Governing Council](https://www.kba.co.ke/kba-governing-council/) - The Kenya Bankers Association ‘s general body elects a Governing Council of at least 16 CEOs. These council members represent the association’s members and oversee the KBA Secretariat’s operations, programs, and budget. Paul Russo, KCB Group CEO, is currently serving as the Chairman of KBA.KBA Governing Council for the 2025/2026 period:The KBA Governing Council is
- [Research Notes](https://www.kba.co.ke/research-notes/) - Research Note is a bi-monthly publication that weighs in on the Monetary Policy Committee’s balancing act of ensuring financial stability and anchoring inflation expectations. It aims to offer thoughtful commentary and foster dialogue on critical monetary policy issues that impact the banking sector as well as other key players in the financial sector. 2026 DateTitleResearch
- [Housing Price Index](https://www.kba.co.ke/housing-price-index/) - In 2014, Kenya Bankers Association launched the KBA Housing Price Index (HPI) to provide market players and policy makers with an improved analytical tool that is useful for tracking the housing sector based on locational and qualitative and quantitative characteristics that influence pricing. The HPI which is published on a quarterly basis is computed using
- [KBA Secretariat](https://www.kba.co.ke/kba-secretariat/) - Share Your Feedback Here
- [KBA Management](https://www.kba.co.ke/kba-management/) - Raimond Molenje / Chief Executive OfficerThe Chief Executive Officer, Kenya Bankers Association (KBA) representing all banks in Kenya.He is committed to influencing laws, regulations and policies in the financial sector to enhance access to credit by individuals, households and businesses for economic prosperity.Over 20 years of experience in legal practice, human resource management, and advocacy.
- [Downloads](https://www.kba.co.ke/downloads/) - Banking Sector Proposals For Fiscal Budget 2026/27 2025 10-point Banking Industry Proposal On Paye Tax Reform 2025 Banking Industry Shared Value Report 2025 2025 Total Tax Contribution of the Kenya Banking Sector – 2024 2025 Assessment of Nature-Related Financing and Investment Opportunities in Kenya 2025 Banking on Kenya Annual Report 2024 2025 KBA Position On
- [Economic Bulletin](https://www.kba.co.ke/economic-bulletin/) - The Economic Bulletins review the quarterly performance of the Kenyan economy by reflecting on past performance as well as current developments to provide perspectives on the outlook for the rest of the year. The Bulletin covers banking sector performance, economic trends and activity in the Nairobi Securities Exchange. Volume XL Volume XL Download Volume XLI
- [Careers](https://www.kba.co.ke/careers/) - Job: Open – CIS Kenya CEO Applications should be received on or before 24th November 2025 Click here to View Job: Closed – Director – Legal, Human Resources & Policy Advocacy Click here to View Share Your Feedback Here
- [Conference Programme](https://www.kba.co.ke/conference-programme/) - KBA 14th Annual Research Conference ProgrammeKBA 13th Annual Research Conference ProgrammeKBA 12th Annual Research Conference ProgrammeKBA 11th Annual Research Conference ProgrammeKBA 10th Annual Research Conference Programme9th Annual Banking Research eConference Programme Share Your Feedback Here
- [About the CSFED](https://www.kba.co.ke/about-the-csfed/) - The KBA Centre for Sustainable Finance and Enterprise Development (CSFED) is an impact-led hub within Kenya that activates action to transform the banking industry to be a force for building value for people, nature, climate and the economy. Through its vast networks of partners, thought leaders and sustainable finance innovators across the banking industry, the
- [State Of The Banking Industry Report](https://www.kba.co.ke/state-of-the-banking-industry-report/) - State of the Banking Industry Report 2025State of the Banking Industry Report 2024State of the Banking Industry Report 2023State of the Banking Industry Report 2022State of the Banking Industry Report 2021State of the Banking Industry Report 2020State of the Banking Industry Report 2019 Share Your Feedback Here
- [Tenders](https://www.kba.co.ke/tenders/) - Open Logo and Brand Guide Design for Kenya Bankers Association Sustainable Finance Centre of Excellence (KBA SFCE) Click and download.OpenConsultancy for the Nature Transition Plans for BanksClick and download.OpenBanking Industry E-learning Content Update For The “Sustainable Finance Initiative” (SFI) Undertaken By Kenya Bankers Association With Funding Support From IFC ToRClick and download.ClosedConsultancy for the Assessment
- [Policy Briefs](https://www.kba.co.ke/policy-briefs/) - This volume of the KBA Policy Briefs, the first in the series, highlights policy insights generated from eight KBA Working Papers presented during the 10th Annual Kenya Bankers Association Banking Research Conference held in September 2021 under the theme “Banking Beyond COVID-19: Risk- Assessment, Balance Sheet adjustments and Exploring Options and Pathways to Strong and Sustainable
- [Working Paper Series](https://www.kba.co.ke/working-paper-series/) - After a successful inaugural Banking Research Conference in 2012, the Centre for Research on Financial Markets and Policy at the Kenya Bankers Association (KBA) launched the Working Paper Series (WPS) to disseminate preliminary findings of banking sector research sponsored by the Association. In 2012, of 10 papers presented, three were eventually published, and over the
- [Call For Papers](https://www.kba.co.ke/call-for-papers/) - 14th Annual Banking Research Conference Theme:“Banking and Economic growth dynamics: Navigating Risks and Leveraging Opportunities in MSMEs financing”13th Annual Banking Research Conference Theme: Banking sector resilience: Navigating macro-imbalances, responsiveness to evolving business landscape and driving sustainability12th Annual Banking Research Conference Theme: “Monetary-Fiscal Policy Trade-Offs Amidst Multiple Macroeconomic Shocks and Banking Sector Responsiveness”11th Annual Banking Research
- [Roselyne Njino](https://www.kba.co.ke/roselyne-njino/) - Roselyne NjinoSenior Sustainability SpecialistE: rnjino@kba.co.keInternational Life House,13th Floor Mama Ngina Street,P.O Box 73100-00200 Nairobi, Kenya(+254 20) 222 1704 | 2224014/5 Share Your Feedback Here
- [Surveys](https://www.kba.co.ke/surveys/) - Banking Industry Customer Satisfaction Survey 2024 Banking Industry Persons with Disability Accessibility ReportInuka Impact Evaluation Survey Report 2024 Banking Industry Customer Satisfaction Survey 2023 Banking Industry Customer Satisfaction Survey 2022 Total Tax Contribution of the Kenya Banking Sector – 2021 Environmental Risk Exposure in the Kenyan Banking Sector 2022 KBA Customer Satisfaction Survey 2021 Micro,
- [Raimond Molenje](https://www.kba.co.ke/raimond-molenje-2/) - Raimond MolenjeChief Executive OfficerM: +254 724 893 591E: rmolenje@kba.co.keInternational Life House,13th Floor Mama Ngina Street,P.O Box 73100-00200 Nairobi, Kenya(+254 20) 222 1704 | 2224014/5 Share Your Feedback Here
- [About Research Center](https://www.kba.co.ke/about-research-center/) - The Center for Research on Financial Markets and Policy was established by the Kenya Bankers Association in 2012 to offer an array of research, commentary, and dialogue regarding critical policy matters that impact on financial markets in Kenya.The KBA Center for Research on Financial Markets and Policy sponsors original research, provides thoughtful commentary, and hosts
- [Overview](https://www.kba.co.ke/overview/) - Background InformationThe Kenya Bankers Association (KBA) is an industry association that was established on July 16th, 1962, by the Registrar of Trade Unions. Initially, the association’s primary objective was to represent member banks in negotiating the terms and conditions of their unionised employees. It also aimed to standardise management practices across the industry to ensure
- [CyberSecurity Industry Baselines](https://www.kba.co.ke/cybersecurity-industry-baselines/) - KBA API Security GuidelineCard_Baseline Security Control Standards v2_Final2Cloud Baseline Controls V2DevSecOps Baseline Standards KBA 2024Third Party Security Control BaselineStandards_V1.1 2022 Share Your Feedback Here
- [Islamic Banking Glossary](https://www.kba.co.ke/islamic-banking-glossary/) - Increasingly, banks are offering niche services and products to meet the needs of a diverse customer base. Shari’ah-compliant or Islamic banking is an example.Islamic banking is a system of conducting trade and banking activities in line with the principles of Islamic Shari’ah while avoiding all the prohibited activities such as interest or Riba, Gharar, financing
- [ATM Safety Awareness](https://www.kba.co.ke/atm-safety-awareness/) - KAA CHONJO RADIO AD ATM SAFETY CAMPAIGN Kagua ATM CARD & ONLINE SAFETY Use Your Pin & Chip Card Hide Your Pin Use Your Pin & Chip Card (Swahili) Hide Your Pin (Swahili) The Kenya Bankers Association (KBA) conducts an annual card and online safety awareness campaign dubbed Kaa Chonjo! The initiative is among KBA’s
- [KBA Members](https://www.kba.co.ke/kba-members/) - In addition to widening the Association’s scope, over the years KBA has witnessed a commendable increase in membership. Absa Bank Kenya PlcAccess Bank (Kenya) PLCAfrican Banking Corporation LimitedBank of Africa LimitedBank of Baroda (K) LimitedBank of IndiaCaritas Microfinance Bank LimitedChoice Microfinance Bank LimitedCitibank N.A. KenyaConsolidated Bank of Kenya LimitedCo-operative Bank of Kenya LimitedCredit Bank Plc
- [Financial Literacy and Education](https://www.kba.co.ke/financial-literacy-and-education/) - The Chora Plan (Plan Your Money!) Financial Literacy Program is an initiative by Kenya Bankers Association (KBA) and partners designed to promote economic growth and development by empowering individuals and businesses with the knowledge and skills necessary to make informed financial decisions in banking, insurance, and pension services.The overriding goal of the program is to
- [Cookie Policy](https://www.kba.co.ke/cookie-policy/) - IntroductionKenya Bankers Association (KBA) is the financial sector’s leading advocacy group and the umbrella body of the institutions licensed and regulated by the Central Bank of Kenya (CBK) with a current membership of 46 financial institutions.KBA continues to reinforce a reputable and professional banking sector in a bid to best support Kenyans, who entrust their
- [Contact Us](https://www.kba.co.ke/contact-us/contact-us/) - Your Enquiry has been submitted successfully. We will get back to you as soon as possible.
- [Contact Us](https://www.kba.co.ke/contact-us/) - Address Kenya Bankers Association 13th Floor, International House Mama Ngina Street P.O.Box 73100 - 00200 Nairobi Kenya info@kba.co.ke Phones +254-20-2221704 / +254-20-2217757 +254-20-2224014 / +254-20-2224015 +254 711 562 910 / +254 705 155 942 Email Addresses Click Here to request Feedback from a KBA Member Bank or to lodge a complaint. For KBA
- [Complaints Form](https://www.kba.co.ke/complaints-form/)
- [Complaints](https://www.kba.co.ke/complaints-form/complaints/) - Thank you for contacting Kenya Bankers Association. You Complaint has been submitted successfully.
- [Unclaimed Financial Assets Act](https://www.kba.co.ke/unclaimed-financial-assets-act/) - UFA RADIO EDITS The Unclaimed Financial Assets Act, 2011 provides a legislative framework for dealing with unclaimed financial assets, which are defined as: financial assets to which include any income, dividend or interest.This act is aimed at establishing a dedicated mechanism and resources to help locate property owners and/or beneficiaries to facilitate claims. A financial
- [News Archives](https://www.kba.co.ke/news-archives/) - 15/10/2019 – KBA CEO Speech at the PWC Total Tax Contribution Report Launch 27/06/2019 – Banks Re-Elect KCB CEO as KBA Chairman 26/04/2019 – KNCCI and KBA MoU Signing 09/07/2019 – CEO Remarks State of Banking Report Release 2019 03/05/2019 – Dr. Habil Olaka Kaa Chonjo Remarks 08/08/2019 – House Prices Slowdown Persists As Credit
- [Presentations](https://www.kba.co.ke/presentations/) - 31/3/2015 – Presentation by KBA Director of Communications and Public Affairs during the 2nd KBA Annual SFI CEO Roundtable. 28/11/2013 – Consumer Guide to Banking in Kenya 27/11/2013 – KBA FATCA Presentation- PwC 07/09/2013 – Bank of Uganda – CIS STATUS REPORT 22/06/2012 – INNOVATIONS BY CBK-KBA Business Financing and the Kenyan Economy: Presentation by
- [Opinion](https://www.kba.co.ke/opinion/) - Climate action is at the heart of financial institutions’ business In Kenya, climate change has led to perennial droughts on one end and floods on the other – both with devastating effects on lives and livelihoods. Read More Here is a guide to exactly how the cost of your bank loan is arrived at Other
- [Conference Bulletins](https://www.kba.co.ke/conference-bulletins/) - Kenya Bankers Association 6th Annual Banking Research Conference Theme: Intermediation Towards Deepening of Financial Inclusion Share Your Feedback Here
- [Occasional Paper](https://www.kba.co.ke/occasional-paper/) - KBA Occasional Papers offer an array of research and commentary with the aim of initiating dialogue on emerging local and international economic policy matters that will have major ramifications on the Kenyan economy. Date Title Issue July 2016 Just How Bad Would Brexit Potentially Be? Issue 1 Share Your Feedback Here
- [Payment Cards In Kenya](https://www.kba.co.ke/payment-cards-in-kenya/) - This study sought to identify barriers to the usage of Payment Cards in Kenya and the interventions and actions the different stakeholders in the cards ecosystem need to take to increase the penetration and usage of Payment Cards in Kenya. click here for more information: < Enhancing Growth of Plastic Cards in Kenya > Share Your
- [Consumer Guide](https://www.kba.co.ke/consumer-guide/) - The Kenya Bankers Association (KBA) encourages its members to employ best practice when providing financial services, including the highest level of customer care when engaging with the banking public. The purpose of this Consumer Guide, therefore, is to define standards of good banking practice for both bank customers and members of the Kenya Bankers Association.An
- [Coin Week](https://www.kba.co.ke/coin-week/) - The Kenya Bankers Association has partnered with the Central Bank of Kenya, the Retail Association of Kenya (Retrak) and various supermarkets to raise awareness on the need for consumers to deposit or use their coins. Through the national Coin Week campaign, the partners will aim to stimulate coin circulation with an emphasis on urban areas
- [Latest News](https://www.kba.co.ke/latest-news/) - February 20, 2026February 20, 2026 KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance Nairobi, February 20, 2026: Banking industry umbrella body Kenya Bankers Association (KBA) and Caritas Microfinance Bank (Caritas MFB)... 71 LikesDecember 18, 2025December 18, 2025 Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth Nairobi..18th December
- [Latest news main](https://www.kba.co.ke/latest-news-main/) - 20 February 2026 20 February 2026KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance 18 December 2025 18 December 2025Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth 25 November 2025 25 November 2025MSMEs Get Sh100,000 Growth Grants After Completing Banking Entrepreneurship Program 12 November 2025 12 November 2025Banking
- [Media Contacts](https://www.kba.co.ke/media-contacts/) - Requests for interviews and information from KBA should be directed to:Ms. Christine OnyangoDirector of Communications and Public AffairsKenya Bankers AssociationPhone: +254-20-2221704/2224014Email: conyango@kba.co.ke Share Your Feedback Here
- [Podcasts & Videos](https://www.kba.co.ke/podcasts-videos/) - Share Your Feedback Here
- [Cheque Clearing](https://www.kba.co.ke/cheque-clearing/) - Frequently Asked Questions Banking Industry Migration to New Cheque Clearing Cycle 1. How will bank customers benefit from the new cycle?As the clearing cycle is shorter, customers will get to know the fate of their cheques faster, and funds will be availed much earlier than previously. This will increase the flow of funds in the
- [Banking Terms Glossary](https://www.kba.co.ke/banking-terms-glossary/) - Below is a list of frequent terms bank customers often hear when communicating with their bank representatives.Don’t see a term you’d like to know about? Email info@kba.co.ke to add to the list of terms. Auto Loans Most bank provide auto loans for new and used vehicles. This allows the consumer to drive a car while paying for
- [Affiliates](https://www.kba.co.ke/affiliates/) - Integrated Payment Services LtdIntegrated Payments Service Limited (IPSL) formation can be traced back to 2012. Established by the Kenya Bankers Association (KBA) under the National Payment System (NPS) Act, IPSL was formed to address the challenge of integrating retail payments in the country. http://www.ipsl.co.ke/ CIS KenyaCIS Kenya is an industry association of lenders, credit reference
- [Home blog metro](https://www.kba.co.ke/home-blog-metro/) - MediaJanuary 20, 2021January 20, 2021 Blog standard post MediaJanuary 20, 2021January 20, 2021 Blog gallery post MediaJanuary 19, 2021January 19, 2021 Blog slider post MediaJanuary 18, 2021January 18, 2021 Blog html5 video post MediaJanuary 17, 2021January 17, 2021 Blog youtube video post MediaJanuary 16, 2021January 16, 2021 Blog vimeo video post MediaJanuary 15, 2021January 15,
- [Sample Page](https://www.kba.co.ke/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger
- [Icons mind solid](https://www.kba.co.ke/icon-packs-icons-mind-solid/) - solid-icon-A-Z solid-icon-Aa solid-icon-Add-Bag solid-icon-Add-Basket solid-icon-Add-Cart solid-icon-Add-File solid-icon-Add-SpaceAfterParagraph solid-icon-Add-SpaceBeforeParagraph solid-icon-Add-User solid-icon-Add-UserStar solid-icon-Add-Window solid-icon-Add solid-icon-Address-Book solid-icon-Address-Book2 solid-icon-Administrator solid-icon-Aerobics-2 solid-icon-Aerobics-3 solid-icon-Aerobics solid-icon-Affiliate solid-icon-Aim solid-icon-Air-Balloon solid-icon-Airbrush solid-icon-Airship solid-icon-Alarm-Clock solid-icon-Alarm-Clock2 solid-icon-Alarm solid-icon-Alien-2 solid-icon-Alien solid-icon-Aligator solid-icon-Align-Center solid-icon-Align-JustifyAll solid-icon-Align-JustifyCenter solid-icon-Align-JustifyLeft solid-icon-Align-JustifyRight solid-icon-Align-Left solid-icon-Align-Right solid-icon-Alpha solid-icon-Ambulance solid-icon-AMX solid-icon-Anchor-2 solid-icon-Anchor solid-icon-Android-Store solid-icon-Android solid-icon-Angel-Smiley solid-icon-Angel solid-icon-Angry solid-icon-Apple-Bite solid-icon-Apple-Store solid-icon-Apple solid-icon-Approved-Window solid-icon-Aquarius-2 solid-icon-Aquarius solid-icon-Archery-2 solid-icon-Archery solid-icon-Argentina
- [Icons mind line](https://www.kba.co.ke/icon-packs-icons-mind-line/) - line-icon-A-Z line-icon-Aa line-icon-Add-Bag line-icon-Add-Basket line-icon-Add-Cart line-icon-Add-File line-icon-Add-SpaceAfterParagraph line-icon-Add-SpaceBeforeParagraph line-icon-Add-User line-icon-Add-UserStar line-icon-Add-Window line-icon-Add line-icon-Address-Book line-icon-Address-Book2 line-icon-Administrator line-icon-Aerobics-2 line-icon-Aerobics-3 line-icon-Aerobics line-icon-Affiliate line-icon-Aim line-icon-Air-Balloon line-icon-Airbrush line-icon-Airship line-icon-Alarm-Clock line-icon-Alarm-Clock2 line-icon-Alarm line-icon-Alien-2 line-icon-Alien line-icon-Aligator line-icon-Align-Center line-icon-Align-JustifyAll line-icon-Align-JustifyCenter line-icon-Align-JustifyLeft line-icon-Align-JustifyRight line-icon-Align-Left line-icon-Align-Right line-icon-Alpha line-icon-Ambulance line-icon-AMX line-icon-Anchor-2 line-icon-Anchor line-icon-Android-Store line-icon-Android line-icon-Angel-Smiley line-icon-Angel line-icon-Angry line-icon-Apple-Bite line-icon-Apple-Store line-icon-Apple line-icon-Approved-Window line-icon-Aquarius-2 line-icon-Aquarius line-icon-Archery-2 line-icon-Archery line-icon-Argentina
- [Themify](https://www.kba.co.ke/icon-packs-themify/) - ti-wand ti-volume ti-user ti-unlock ti-unlink ti-trash ti-thought ti-target ti-tag ti-tablet ti-star ti-spray ti-signal ti-shopping-cart ti-shopping-cart-full ti-settings ti-search ti-zoom-in ti-zoom-out ti-cut ti-ruler ti-ruler-pencil ti-ruler-alt ti-bookmark ti-bookmark-alt ti-reload ti-plus ti-pin ti-pencil ti-pencil-alt ti-paint-roller ti-paint-bucket ti-na ti-mobile ti-minus ti-medall ti-medall-alt ti-marker ti-marker-alt ti-arrow-up ti-arrow-right ti-arrow-left ti-arrow-down ti-lock ti-location-arrow ti-link ti-layout ti-layers ti-layers-alt ti-key ti-import ti-image ti-heart ti-heart-broken ti-hand-stop
- [Simple line](https://www.kba.co.ke/icon-packs-simple-line/) - icon-simple-line-action-redo icon-simple-line-action-undo icon-simple-line-anchor icon-simple-line-arrow-down icon-simple-line-arrow-left icon-simple-line-arrow-right icon-simple-line-arrow-up icon-simple-line-badge icon-simple-line-bag icon-simple-line-ban icon-simple-line-bar-chart icon-simple-line-basket icon-simple-line-basket-loaded icon-simple-line-bell icon-simple-line-book-open icon-simple-line-briefcase icon-simple-line-bubble icon-simple-line-bubbles icon-simple-line-bulb icon-simple-line-calculator icon-simple-line-calendar icon-simple-line-call-end icon-simple-line-call-in icon-simple-line-call-out icon-simple-line-camcorder icon-simple-line-camera icon-simple-line-check icon-simple-line-chemistry icon-simple-line-clock icon-simple-line-close icon-simple-line-cloud-download icon-simple-line-cloud-upload icon-simple-line-compass icon-simple-line-control-end icon-simple-line-control-forward icon-simple-line-control-pause icon-simple-line-control-play icon-simple-line-control-rewind icon-simple-line-control-start icon-simple-line-credit-card icon-simple-line-crop icon-simple-line-cup icon-simple-line-cursor icon-simple-line-cursor-move icon-simple-line-diamond icon-simple-line-direction icon-simple-line-directions icon-simple-line-disc icon-simple-line-dislike icon-simple-line-doc icon-simple-line-docs icon-simple-line-drawer icon-simple-line-drop icon-simple-line-earphones icon-simple-line-earphones-alt
- [Feather](https://www.kba.co.ke/icon-packs-feather/) - icon-feather-alert-octagon icon-feather-alert-circle icon-feather-activity icon-feather-alert-triangle icon-feather-align-center icon-feather-airplay icon-feather-align-justify icon-feather-align-left icon-feather-align-right icon-feather-arrow-down-left icon-feather-arrow-down-right icon-feather-anchor icon-feather-aperture icon-feather-arrow-left icon-feather-arrow-right icon-feather-arrow-down icon-feather-arrow-up-left icon-feather-arrow-up-right icon-feather-arrow-up icon-feather-award icon-feather-bar-chart icon-feather-at-sign icon-feather-bar-chart-2 icon-feather-battery-charging icon-feather-bell-off icon-feather-battery icon-feather-bluetooth icon-feather-bell icon-feather-book icon-feather-briefcase icon-feather-camera-off icon-feather-calendar icon-feather-bookmark icon-feather-box icon-feather-camera icon-feather-check-circle icon-feather-check icon-feather-check-square icon-feather-cast icon-feather-chevron-down icon-feather-chevron-left icon-feather-chevron-right icon-feather-chevron-up icon-feather-chevrons-down icon-feather-chevrons-right icon-feather-chevrons-up icon-feather-chevrons-left icon-feather-circle icon-feather-clipboard icon-feather-chrome icon-feather-clock icon-feather-cloud-lightning icon-feather-cloud-drizzle icon-feather-cloud-rain icon-feather-cloud-off
- [Font awesome](https://www.kba.co.ke/icon-packs-font-awesome/) - fab fa-500px fab fa-accessible-icon fab fa-accusoft fab fa-acquisitions-incorporated fab fa-adn fab fa-adversal fab fa-affiliatetheme fab fa-airbnb fab fa-algolia fab fa-alipay fab fa-amazon fab fa-amazon-pay fab fa-amilia fab fa-android fab fa-angellist fab fa-angrycreative fab fa-angular fab fa-app-store fab fa-app-store-ios fab fa-apper fab fa-apple fab fa-apple-pay fab fa-artstation fab fa-asymmetrik fab fa-atlassian fab fa-audible fab fa-autoprefixer fab
- [ET line](https://www.kba.co.ke/icon-packs-et-line/) - icon-mobile icon-laptop icon-desktop icon-tablet icon-phone icon-document icon-documents icon-search icon-clipboard icon-newspaper icon-notebook icon-book-open icon-browser icon-calendar icon-presentation icon-picture icon-pictures icon-video icon-camera icon-printer icon-toolbox icon-briefcase icon-wallet icon-gift icon-bargraph icon-grid icon-expand icon-focus icon-edit icon-adjustments icon-ribbon icon-hourglass icon-lock icon-megaphone icon-shield icon-trophy icon-flag icon-map icon-puzzle icon-basket icon-envelope icon-streetsign icon-telescope icon-gears icon-key icon-paperclip icon-attachment icon-pricetags icon-lightbulb icon-layers icon-pencil icon-tools icon-tools-2 icon-scissors icon-paintbrush
- [Animations](https://www.kba.co.ke/animations/) - bounce flash pulse rubberBand shake swing tada wobble jello bounceIn bounceInDown bounceInLeft bounceInRight bounceInUp fadeIn fadeInDown fadeInLeft fadeInRight fadeInUp lightSpeedIn rotateIn rotateInDownLeft rotateInDownRight rotateInUpLeft rotateInUpRight slideInUp slideInDown slideInLeft slideInRight zoomIn zoomInDown zoomInLeft zoomInRight zoomInUp rollIn headShake
- [Open vimeo video](https://www.kba.co.ke/open-vimeo-video/) - Popup with Vimeo video In this example lightboxes are automatically disabled on small screen size and default behavior of link is triggered. OPEN VIMEO VIDEO
- [Open google map](https://www.kba.co.ke/open-google-map/) - Popup with Google map In this example lightboxes are automatically disabled on small screen size and default behavior of link is triggered. OPEN GOOGLE MAP
- [Simple modal](https://www.kba.co.ke/modal-simple/) - Simple modal popup A modal popup disables the usual ways to close popups. SIMPLE MODAL POPUP Lorem ipsum is simply dummy text of the printing and typesetting industry lorem ipsum has been the industry's standard dummy text ever. DISMISS OPEN MODAL Dialog with css animation Animations are added with simple CSS transitions, you can make
- [Open youtube video](https://www.kba.co.ke/open-youtube-video/) - Popup with YouTube video In this example lightboxes are automatically disabled on small screen size and default behavior of link is triggered. OPEN YOUTUBE VIDEO
- [Subscription modal](https://www.kba.co.ke/modal-subscription/) - Auto open subscription modal This is a simple subscription form and it will be showed after the pre-defined delay once the pages is loaded. Subscribe to newsletter Subscribe to our newsletters and don't miss new arrivals the latest updates and our latest promotions. Prevent This Pop-up SHOW MODAL AGAIN
- [Contact form modal](https://www.kba.co.ke/modal-contact-form/) - Contact form modal We would love to hear about start your new project. Looking for a excellent business idea? START NEW PROJECTS
- [Separate breadcrumbs](https://www.kba.co.ke/page-title-separate-breadcrumbs/) - ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. No coding required Lorem ipsum dolor
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- [Mini version](https://www.kba.co.ke/page-title-mini-version/) - ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. No coding required Lorem ipsum dolor
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- [Parallax Background](https://www.kba.co.ke/page-title-parallax-background/) - ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. No coding required Lorem ipsum dolor
- [Left alignment](https://www.kba.co.ke/page-title-left-alignment/) - ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. No coding required Lorem ipsum dolor
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- [Colorful style](https://www.kba.co.ke/page-title-colorful-style/) - ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. No coding required Lorem ipsum dolor
- [Footer style 10](https://www.kba.co.ke/footer-style-10/) - Powerfull customize Lorem ipsum is simply dummy text the printing typesetting Custom shortcodes Lorem ipsum is simply dummy text the printing typesetting Theme advantages Lorem ipsum is simply dummy text the printing typesetting Customer satisfaction Lorem ipsum is simply dummy text the printing typesetting WHAT PEOPLE ARE SAYING What our valuable customer are saying about
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- [Mobile menu modern](https://www.kba.co.ke/mobile-menu-modern/) - We provide reliable business consulting help SOLUTION FOR YOUR BUSINESS ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Powerfull customize Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor. Customer satisfaction Lorem ipsum dolor sit amet consectetur adipiscing
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- [Countdown](https://www.kba.co.ke/countdown/) - Countdown style 01 Countdown style 02 Countdown style 03
- [Counters](https://www.kba.co.ke/counters/) - Counters style 01 0 + Custom shortcodesLorem ipsum is simply dummy text the printing typesetting 0 + Completed projectsLorem ipsum is simply dummy text the printing typesetting 0 + Working hoursLorem ipsum is simply dummy text the printing typesetting Counters style 02 WORKING HOURS PHOTO CAPTURE WORK COMPLETED TELEPHONIC TALK Counters style 03 + COUNTRIES
- [Lists](https://www.kba.co.ke/lists/) - Lists style 01 Advanced theme customization options Manage and share your workspace Powerful theme for creatives designer Browse amazing popular social features Lists style 02 (Version 01) Let's collaborate make an impact in the business A satisfied customer is the best business starts Expertise to build the things that matter for you Expertise to build
- [Separators](https://www.kba.co.ke/separators/)
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- [Columns](https://www.kba.co.ke/columns/) - Full width Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the
- [Blockquote](https://www.kba.co.ke/blockquote/) - Blockquote style 01 Architecture tends to consume everything else it has become one's entire life. - ARNE JACOBSEN Blockquote style 02 Tomorrow is the most important thing in life comes into us at midnight very clean. It's perfect when it arrives and it puts it self in our hands. SHOKO MUGIKURA Blockquote style 03 A
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- [Message box](https://www.kba.co.ke/message-box/) - Message box style 01 Success! Indicates a successful or positive action. Info! Indicates a neutral informative change or action. Warning! Indicates a warning that might need attention. Danger! Indicates a dangerous or potentially negative action. Message box style 02 Success! Indicates a successful or positive action. Info! Indicates a neutral informative change or action. Warning!
- [Social icons](https://www.kba.co.ke/social-icons/) - Social icon style 01 Social icon style 02 Social icon style 03 Social icon style 04 Social icon style 05 Social icon style 06 Social icon style 07 Social icon style 08 FACEBOOK DRIBBBLE BEHANCE INSTAGRAM Social icon style 09 Social icon style 10 Social icon style 11 LIKE US FACEBOOK FOLLOW US TWITTER JOIN
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- [Drop caps](https://www.kba.co.ke/drop-caps/) - Dropcaps style 01 M Lorem ipsum is simply dummy text of the printing and typesetting industry. It has survived not only five centuries. Simply dummy text of the printing and typesetting industry. It has survived not only five centuries. Lorem ipsum is simply dummy text of the printing and typesetting industry. It has survived not
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- [Process step](https://www.kba.co.ke/process-step/) - Process steps style 01 Project Research Lorem ipsum is simply dummy text the printing industry Design Sketches Lorem ipsum is simply dummy text the printing industry Selected Concept Lorem ipsum is simply dummy text the printing industry Client Presentation Lorem ipsum is simply dummy text the printing industry Process steps style 02 Business process Understand
- [Instagram](https://www.kba.co.ke/instagram/) - Instagram style 01 Instagram style 02
- [Parallax scrolling](https://www.kba.co.ke/parallax-scrolling/) - Parallax scrolling style 01 20 YEARS EXPERIENCE WE HAVE CENTER OF FITNESS MORE THAN 20 YEARS Lorem ipsum dolor amet consectetur adipiscing do eiusmod tempor incididunt abore dolore magna ut enim ad minim veniam ut exercitation ullamco commodo consequat incididunt. DISCOVER LITHO
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- [Fancy text box](https://www.kba.co.ke/fancy-text-box/) - Fancy text box style 01 26 Years experience working 28 Happy clients and counting 30 Successful worldwide projects Fancy text box style 02 STRATEGY STRATEGY Lorem ipsum dolor consectetur adipiscing eiusmod tempor RESEARCH RESEARCH Lorem ipsum dolor consectetur adipiscing eiusmod tempor PLANNING PLANNING Lorem ipsum dolor consectetur adipiscing eiusmod tempor ASSURANCE ASSURANCE Lorem ipsum dolor
- [Progress bar](https://www.kba.co.ke/progress-bar/) - Progress bar style 01 WEB INTERACTIVE 80% LOGO AND IDENTITY 95% GRAPHIC DESIGN 75% Progress bar style 02 DEVELOPMENT 95% PROMOTION 85% BRANDING 75%
- [Icon with text](https://www.kba.co.ke/icon-with-text/) - Icon with text style 01 Amazing layouts Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. No coding required Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Easy to customize Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Customer satisfaction Lorem
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- [Custom icon with text](https://www.kba.co.ke/custom-icon-with-text/) - Custom icon with text style 01 SIGNIFICANT BARLorem ipsum dolor sit amet sectetura dipisicing WONDERFUL CUISINELorem ipsum dolor sit amet sectetura dipisicing CLASSIC RESTAURANTLorem ipsum dolor sit amet sectetura dipisicing BEST MASTERCHEFSLorem ipsum dolor sit amet sectetura dipisicing Custom icon with text style 02 Amazing layouts Lorem ipsum is simply dummy text of the printing
- [Call to action](https://www.kba.co.ke/call-to-action/) - YOGA ENHANCES YOUR LIFE Yoga is the journey of the self through the self DISCOVER CLASSES Awesomeness and creative people Teamwork is the ability work together toward a common vision Join the people Gearing your company through an Innovative strategy DOWNLOAD LITHO Global agency making a world of difference EXPLORE SERVICES DISCOVER LITHO We are
- [Subscribe](https://www.kba.co.ke/subscribe/) - Subscribe style 01 (Version 01) GET LATEST UPDATE FOR OUR TRUSTED APPLICATIONS We are committed to protecting your privacy. We will never collect information about you without your explicit consent. Subscribe style 01 (Version 02) Love to work together Are you ready to work with us? Let's grow your business. Subscribe style 02 Love to
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- [Google map](https://www.kba.co.ke/google-map/) - Google map style 01 Google map style 02
- [Text slider](https://www.kba.co.ke/text-slider/) - Text slider style 01 01 Romantic Romantic getaways around the world Lorem ipsum dolor sit consectetur adipiscing eiusmod tempor incididunt labore dolore magna ut enim EXPLORE VACATION 02 Family Explore incredible deals on family tours Lorem ipsum dolor sit consectetur adipiscing eiusmod tempor incididunt labore dolore magna ut enim EXPLORE VACATION 03 Wildlife Explore a
- [Contact form](https://www.kba.co.ke/contact-form/) - Contact form style 01 REQUEST A CALL BACK NEED A CONSULTANT FOR YOUR BUSINESS? We are committed to protecting your privacy. We will never collect information about you without your explicit consent. Contact form style 03 I accept the terms & conditions and I understand that my data will be hold securely in accordance with
- [Image gallery](https://www.kba.co.ke/image-gallery/) - Image gallery style 01 Image gallery style 02 Image gallery style 03
- [Client carousel](https://www.kba.co.ke/client-carousel/)
- [Clients](https://www.kba.co.ke/clients/) - Clients style 01 Clients style 02 Clients style 03 Clients style 04 Clients style 05 Clients style 06 Clients style 07 Clients style 08
- [Buttons](https://www.kba.co.ke/buttons/) - Button sizes BUTTON EXTRA LARGE BUTTON LARGE BUTTON MEDIUM BUTTON SMALL VERY SMALL Button shapes BUTTON DEFAULT BUTTON ROUND EDGES SMALL ROUND EDGES BUTTON ROUNDED Flat background BUTTON BASE COLOR BUTTON BLACK BUTTON DARK GRAY BUTTON WHITE Only border BORDER LIGHT COLOR BORDER BASE COLOR BORDER BLACK COLOR Gradient button GRADIENT BUTTON GRADIENT BUTTON GRADIENT
- [Accordions](https://www.kba.co.ke/accordions/) - Accordions style 01​ 01 Common PayPal and credit card issues Lorem ipsum is simply dummy text of the printing type setting and industry. Lorem ipsum has been the industry’s standard dummy. 02 Let’s collaborate and make an impact business Lorem ipsum is simply dummy text of the printing type setting and industry. Lorem ipsum has been the
- [Team](https://www.kba.co.ke/team/) - Team style 01(Version 01) Alexander Harvard Co Founder Bryan Jonhson Manager Jemmy Watson Designer Jeremy Dupont Manager Team style 01(Version 02) Team style 01(Version 03) Alexander Harvard Microsoft software Bryan Jonhson ThemeZaa design Jemmy Watson Google design Jeremy Dupont Apple consumer Team style 02 Team style 03
- [Team carousel](https://www.kba.co.ke/team-carousel/)
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- [Landing page](https://www.kba.co.ke/landing-page/) - Power elite author Elementor page builder eCommerce ready Powerful slider revolution TRULY MULTIPURPOSE 37+ stunning demos All Branding Graphics Logos Photography The world's leading WordPress website builder Genuinely build by Everything for a great portfolio Adjustable column Attractive hover styles Advanced single project Custom content blocks Install demos in just a single click! Install prebuilt
- [Features](https://www.kba.co.ke/features/) - Header & menu Transparent header White header Dark header Header with top bar Header with push Center navigation Center logo Top logo One page navigation Hamburger menu Hamburger menu modern Hamburger menu half Left menu Left menu classic Left menu modern Header type Always fixed Disable fixed Reverse scroll Responsive sticky Mobile menu Classic Modern
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- [Home magazine](https://www.kba.co.ke/home-magazine/) - News KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance News Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth News MSMEs Get Sh100,000 Growth Grants After Completing Banking Entrepreneurship Program Previous Next PhotographyJanuary 20, 2021January 20, 2021 People ignore designs that ignore people PhotographyJanuary 20, 2021January 20, 2021
- [Home interactive portfolio](https://www.kba.co.ke/home-interactive-portfolio/) - 01Hipster Land 02Crop Identity 03Biolator Series 04Jeremy Dupont © Copyright 2022 Litho
- [Home photography](https://www.kba.co.ke/home-photography/) - EXPERTISE AREA I am always ready for a challenge. Explore portfolio 15+ Award winner Lorem ipsum dolor sit amet consectetur adipiscing elit sed do eiusmod. 13+ Years experience Lorem ipsum dolor sit amet consectetur adipiscing elit sed do eiusmod. Brochure Hipster Land Photography Magazine Cover Logos Truenorth Web Brochure Crop Identity Branding Potato Oslands Brochure
- [Home design agency](https://www.kba.co.ke/home-design-agency/) - We are creative agency GET STARTED NOW GOOD DESIGN INSPIRING IDEAS INNOVATIVE CODE BEST QUALITY BRAND ANALYSIS hello. Award winning agency specialising in creative design Lorem ipsum dolor sit amet consectetur eiusmod tempor incididunt labore magna ut enim ad minim veniam nostrud. AGENCY INFO Amazing work All Branding Graphics Logos Photography Browse amazing design services!
- [Home marketing agency](https://www.kba.co.ke/home-marketing-agency/) - Global agency making a world of difference EXPLORE SERVICES DISCOVER LITHO Constantly thinking of new and effective ways EXPLORE SERVICES DISCOVER LITHO Superlative services with highly technology EXPLORE SERVICES DISCOVER LITHO Why choose? Innovative business Easy to customize Expertly marketing High quality services Engaging audiences Build perfect websites We provide true effective marketing solutions for
- [Home consulting](https://www.kba.co.ke/home-consulting/) - We provide reliable business consulting help SOLUTION FOR YOUR BUSINESS Are you ready to grow your business successfully? We provide solutions to grow your business Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation. Let’s collaborate make an impact in
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- [Home cafe](https://www.kba.co.ke/home-cafe/) - Conventional food Morning movement Discover more Outstanding dining Delicious cooking Discover more Wonderful cuisine Authentic kitchen Discover more Prev Next WELCOME TO LITHO CAFE & RESTAURANT One should not attend even the end of the world without a good breakfast Lorem ipsum is simply dummy text printing and typesetting industry. Lorem ipsum been industry standard
- [Home restaurant](https://www.kba.co.ke/home-restaurant/) - DELICIOUS COOKING EXPERIENCE THE TASTE OF ITALY Now enjoy a wonderful cafe dining experience and healthy food Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ABOUT EXPERIENCE special recipes POPULAR MENU Starters Nonveg Vegetarian Dessert Drinks Green saladIpsum is
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- [Portfolio switch image four column](https://www.kba.co.ke/portfolio-switch-image-four-column/) - All Branding Graphics Logos Photography
- [Only categories](https://www.kba.co.ke/only-categories/)
- [Blog widget](https://www.kba.co.ke/blog-widget/) - January 20, 2021 January 20, 2021 Blog standard post By kbaadmin January 20, 2021 January 20, 2021 Blog gallery post By kbaadmin January 19, 2021 January 19, 2021 Blog slider post By kbaadmin January 18, 2021 January 18, 2021 Blog html5 video post By kbaadmin January 17, 2021 January 17, 2021 Blog youtube video post By kbaadmin January 16, 2021
- [Blog side image](https://www.kba.co.ke/blog-side-image/) - January 20, 2021January 20, 2021 Blog standard post Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry's... By kbaadminIn MediaJanuary 20, 2021January 20, 2021 Blog gallery post Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry's... By kbaadminIn MediaJanuary 19, 2021January
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- [Blog clean](https://www.kba.co.ke/blog-clean/) - All News Photography February 20, 2026 February 20, 2026KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance December 18, 2025 December 18, 2025Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth November 25, 2025 November 25, 2025MSMEs Get Sh100,000 Growth Grants After Completing Banking Entrepreneurship Program November 12, 2025
- [Blog modern](https://www.kba.co.ke/blog-modern/) - News KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance February 20, 2026February 20, 2026News Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth December 18, 2025December 18, 2025News MSMEs Get Sh100,000 Growth Grants After Completing Banking Entrepreneurship Program November 25, 2025November 25, 2025News Banking Industry Calls for Stability
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- [Portfolio horizontal slider](https://www.kba.co.ke/portfolio-slider/) - Previous Next
- [Portfolio justified gallery](https://www.kba.co.ke/portfolio-justified-gallery/) - Branding Skoda Corporate Logos The Aparthotel Brochure Jeremy Dupont Branding Daimler Financial Brochure Biolator Series Branding Potato Oslands Brochure Crop Identity Logos Truenorth Web Brochure Hipster Land
- [Portfolio overlay metro column](https://www.kba.co.ke/portfolio-overlay-metro/) - All Branding Graphics Logos Photography
- [Portfolio bordered masonry column](https://www.kba.co.ke/portfolio-bordered-masonry/) - All Branding Brochure Graphics Logos Photography
- [Portfolio colorful four column](https://www.kba.co.ke/portfolio-colorful-four-column/) - All Branding Graphics Logos Photography
- [Portfolio boxed three column](https://www.kba.co.ke/portfolio-boxed-three-column/) - All Branding Graphics Logos Photography
- [Portfolio classic two column](https://www.kba.co.ke/portfolio-classic-two-column/) - All Branding Graphics Logos Photography
- [FAQ’s](https://www.kba.co.ke/faqs/) - How can we help you? SEARCH Most common questions Frequently asked questions Getting started Do I need a regular license or an extended license Any plugins that bundled with the theme I bought? Buyers guide to youtube content notices? SEE ALL ARTICLES Web and desktop Purchasing supported and unsupported items I haven't received a response
- [Coming soon – V2](https://www.kba.co.ke/coming-soon-v2/) - Hello Guys! We're coming soon... We’re currently working hard on this page. Subscribe our newsletter to get update when it’ll be live.
- [Coming soon](https://www.kba.co.ke/coming-soon/) - Days 22 Hours 42 Minutes 49 Seconds coming soon launching soon We're currently working hard on this page. Subscribe our newsletter to get update when it'll be live.
- [Maintenance](https://www.kba.co.ke/maintenance/) - The website is in maintenance mode. We have almost done all the technical improvements and will be back very soon. Thank you for your patience!
- [Pricing packages](https://www.kba.co.ke/pricing-packages/) - Secure payments Lorem ipsum is simply dummy text of the printing typesetting Money back guarantee Lorem ipsum is simply dummy text of the printing typesetting No hidden costs Lorem ipsum is simply dummy text of the printing typesetting Customer satisfaction Lorem ipsum is simply dummy text of the printing typesetting Choose one of our plans
- [Our team](https://www.kba.co.ke/our-team/) - WE ARE LITHO HIGHLY CREATIVE TEAM TOGETHER Awesomeness and creative people Teamwork is the ability work together toward a common vision Join the people Loved by our team What our employee are saying about us? Herman Miller ThemeZaa Design There are design companies and then there are user experience, design, consulting, interface design. Alexander Harvard
- [Contact modern](https://www.kba.co.ke/contact-modern/) - How can we help you today? London 401 Broadway, 24th Floor, Orchard View, London, UK Tel: 123 456 7890 VIEW ON GOOGLE MAP France 27 Eden Walk Eden Centre, Orchard View, Paris, France Tel: 123 456 7890 VIEW ON GOOGLE MAP LITHO DESIGN LIFE More comfortable talking with us? Schedule a 15 minute intro call
- [Contact us classic](https://www.kba.co.ke/contact-classic/) - How can we help you?Send us an emailLorem ipsum is simply dummy text of the printing industry Feel free to get in touch?Give us a call toadyLorem ipsum is simply dummy text of the printing industry Ready to request a quote?Describe your projectLorem ipsum is simply dummy text of the printing industry Fill out the
- [Contact simple](https://www.kba.co.ke/contact-simple/) - LITHO DESIGN 401 Broadway, 24th Floor New York, NY 10013 LET'S TALK Phone: 1-800-222-000Fax: 1-800-222-002 E-MAIL US info@yourdomain.comhr@yourdomain.com CUSTOMER SERVICES Lorem ipsum is simply dummy the printing BE INFORMATION Fill out the form and we'll be in touch soon! How we can help you? I accept the terms & conditions and I understand that my
- [Our process](https://www.kba.co.ke/our-process/) - Walking is the best possible exercise Litho specializes in strategy, creativity design and innovative technology build. Lorem ipsum dolor sit amet, consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna Ut enim ad minim veniam, nostrud exercitation. WATCH A PROJECTS Consulting servicesLorem ipsum is simply dummy text of the printing and typesetting
- [What we offer](https://www.kba.co.ke/what-we-offer/) - Litho is meant to simplify the website building Lorem ipsum dolor sit amet, consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna Ut enim ad minim veniam, nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. DISCOVER LITHO READ MORE Powerfull theme options Lorem ipsum is simply text of the
- [Our services](https://www.kba.co.ke/our-services/) - EXPERIENCE AGENCY We help our clients build value digital web solutions​ Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua printing typesetting. OUR SERVICES UNLIMITED POSSIBILITIES Research Strategy 01Developing strategyLorem ipsum is simply dummy text of the printing typesetting lorem ipsum been dummy text. MORE
- [Unleash your creativity and build website](https://www.kba.co.ke/who-we-are/) - Browse amazing social media features We offer a full range of digital marketing services! Daily workshops Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt. Unlimited layouts and styles Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt. Real time analyticsLorem ipsum dolor sit amet, consectetur adipiscing
- [Our story](https://www.kba.co.ke/our-story/) - We focus on creative and strategically driven innovative OUR STORY 1 Start market research Lorem ipsum is simply text of the printing and typesetting industry lorem Ipsum has been standard dummy 2 Discussion of the idea Lorem ipsum is simply text of the printing and typesetting industry lorem Ipsum has been standard dummy 3 Production
- [About us](https://www.kba.co.ke/about-us/) - We started this company 10 years ago out of a desire to design and build amazing things. Lorem ipsum is simply dummy text of the printing and typeing industry. Lorem ipsum has been the industry’s standard dummy text ever since text. COMPANY OVERVIEW About digital agencyLorem ipsum is simply dummy text of the printing and
- [About me](https://www.kba.co.ke/about-me/) - I'm brian wilson I'm a UI/UX designer and front end developer from victoria, australia. I hold a master degree of web design from the world university. Logo Design Lorem ipsum is simply dummy text of the printing typesetting lorem ipsum been text Social Marketing Lorem ipsum is simply dummy text of the printing typesetting lorem
- [Blog metro](https://www.kba.co.ke/blog-metro/) - MediaJanuary 20, 2021January 20, 2021 Blog standard post MediaJanuary 20, 2021January 20, 2021 Blog gallery post MediaJanuary 19, 2021January 19, 2021 Blog slider post MediaJanuary 18, 2021January 18, 2021 Blog html5 video post MediaJanuary 17, 2021January 17, 2021 Blog youtube video post MediaJanuary 16, 2021January 16, 2021 Blog vimeo video post MediaJanuary 15, 2021January 15,
- [Blog masonry](https://www.kba.co.ke/blog-masonry/) - February 20, 2026February 20, 202671 LikesNews KBA and Caritas Bank Partner to Boost MSME Financial Literacy and Access to Finance Nairobi, February 20, 2026: Banking industry umbrella body Kenya Bankers Association (KBA) and Caritas Microfinance... December 18, 2025December 18, 2025479 LikesNews Bankers Propose PAYE Tax Adjustment to Drive Workers-Led Economic Growth Nairobi..18th December 2025: The
- [Blog grid](https://www.kba.co.ke/blog-grid/) - MediaJanuary 20, 2021 January 20, 2021Blog standard postLorem ipsum is simply dummy text of the printing and typesetting industry. lorem...By kbaadmin 187 Likes MediaJanuary 20, 2021 January 20, 2021Blog gallery postLorem ipsum is simply dummy text of the printing and typesetting industry. lorem...By kbaadmin 184 Likes MediaJanuary 19, 2021 January 19, 2021Blog slider postLorem ipsum is simply
- [Blog standard](https://www.kba.co.ke/blog-standard/) - January 20, 2021January 20, 2021•Media Blog standard post Lorem ipsum is simply dummy text of the printing and typesetting industry. lorem ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took... Continue Reading By kbaadmin187 Likes January 20, 2021January 20, 2021•Media Blog gallery post Lorem ipsum is simply
- [Home classic blog](https://www.kba.co.ke/home-classic-blog/) - Media Blog standard post 20 January 202120 January 2021 • By kbaadmin Media Blog gallery post 20 January 202120 January 2021 • By kbaadmin Media Blog slider post 19 January 202119 January 2021 • By kbaadmin Previous Next attractive articles POPULAR STORIES January 20, 2021 January 20, 2021Blog standard post January 20, 2021 January 20, 2021Blog gallery post
- [Home split portfolio](https://www.kba.co.ke/home-split-portfolio/) - Hipster Land 01 Brochure Crop Identity 02 Brochure Biolator Series 03 Brochure
- [Home creative portfolio](https://www.kba.co.ke/home-creative-portfolio/)
- [Home vertical portfolio](https://www.kba.co.ke/home-vertical-portfolio/) - Leather collection Branding and identity Shobon london Branding and identity Timelee watches Branding and identity Forward collection Branding and identity Bodytite clothes Branding and identity
- [Home personal portfolio](https://www.kba.co.ke/home-personal-portfolio/) - HELLO, I AM SHOKOMILLER CLEVERHUMAN AWARDWINNER A freelance creative designer with a love for minimal design, clean typography and well-written code, located in London 25 Years of big experience Provide high quality and cost effective offshore web and software development services. Wide range of web and software development services across the world. WEB INTERACTIVE 80%
- [Home branding agency](https://www.kba.co.ke/home-branding-agency/) - ABOUT AGENCY Provide branding solutions to grow your business Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt labore et dolore magnaut enim ad minim veniam nostrud exercitation ullamco eiusmod tempor incididunt enim. ABOUT AGENCY PROJECT PLANNING Designed for you 1 RESEARCH Lorem ipsum dolor consectetur adipiscing eiusmod tempor 2 SKETCHES Lorem
- [Home freelancer](https://www.kba.co.ke/home-freelancer/) - Brian miller Award winner freelancer ABOUT BRIAN MILLER I am a designer and frontend developer from Newyork, USA. I hold a master degree of web design from the world university. 20 YEARS OF EXPERIENCE EXPERTISE Designing and web BORN IN Newyork, USA DATE OF BIRTH 26 December 1984 EDUCATION Master of design Amazingexpertise BRANDING Lorem
- [Home web agency](https://www.kba.co.ke/home-web-agency/) - Hand crafted pixel perfect designs A creative agency specialized in web strategy creation customize tools generated revenue ABOUT LITHO WEB AGENCY With years of experience in the website design and development industry pride ourselves on creating unique, creative and quality designs that are developed upon the latest modern coding and developing techniques. DIGITAL BRANDING BRAND
- [Home creative agency](https://www.kba.co.ke/home-creative-agency/) - Browne coffee Watch projects Nature travel Watch projects Black shade Watch projects AWARD WINNING AGENCY We believe very strongly in making high caliber expertise available to our small business clients empowering them to achieve growth. Branding Lorem ipsum dolor consectetur adipiscing eiusmod tempor. Digital Lorem ipsum dolor consectetur adipiscing eiusmod tempor. VALUABLE CLIENTS Your most
- [Home digital agency](https://www.kba.co.ke/home-digital-agency/) - Digital agency Over 30 years of experience We are creative digital agency working for huge brands Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation. EXPLORE SERVICES BRANDING Leading branding agency based in washington DESIGNING Creative design agency working for
- [Home SEO agency](https://www.kba.co.ke/home-seo-agency/) - RECEIVE YOUR FREE SEO REPORT Start working with an company that can provide everything you need to generate awareness. GET STARTED NOW SEE LIVE DEMO SIMPLE PROCESS TO START Get tips and tricks about how to grow your results! 1 RESEARCH PROJECT Lorem ipsum dolor consectetur adipiscing eiusmod tempor 2 FIND PROBLEM Lorem ipsum dolor
- [Home business](https://www.kba.co.ke/home-business/) - Delivering beautiful digital products Provide solutions to small agency PURCHASE NOW HOW WE WORK Delivering beautiful digital products Start your online business today PURCHASE NOW HOW WE WORK Delivering beautiful digital products The best way to promote business PURCHASE NOW HOW WE WORK ABOUT COMPANY We combine design, thinking and technical DISCOVER LITHO Effective strategy
- [Home corporate](https://www.kba.co.ke/home-corporate/) - Unlimited power customization Hand crafted pixel perfect designs SEE HOW IT WORKS 28 Years experience working SINCE 1992 Trully corporate company based in United kingdom Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex
- [Home spa salon](https://www.kba.co.ke/home-spa-salon/) - ENJOY SOOTHING EXPERIENCE Welcome to our soothing spa massage therapy center MANICURE PEDICURE Lorem ipsum is simply dummy text the printing typesetting OIL MASSAGE Lorem ipsum is simply dummy text the printing typesetting LUXURY SPA Lorem ipsum is simply dummy text the printing typesetting SKIN THERAPY Lorem ipsum is simply dummy text the printing typesetting
- [Home travel agency](https://www.kba.co.ke/home-travel-agency/) - Package start only $250 Beaches discover DISCOVER TOUR Package start only $250 Summer season DISCOVER TOUR Package start only $250 Deserts discovery DISCOVER TOUR Prev Next Expert support Contact support team Peaceful places Safe and trustworthy Exclusive agent Leading travel agency Incredible price Best price guarantee Litho specializes in small group vacations A good traveler
- [Home yoga & meditation](https://www.kba.co.ke/home-yoga-meditation/) - POPULAR CLASSES Yoga is the perfect opportunity to be curious about who you are EXPLORE CLASSES $100 PER MONTH Meditation classes Lorem ipsum dolor amet consectetur adipiscing do eiusmod tempor JOIN CLASSES $150 PER MONTH Sound therapy Lorem ipsum dolor amet consectetur adipiscing do eiusmod tempor JOIN CLASSES $180 PER MONTH Kundalini yoga Lorem ipsum
- [Home interior design](https://www.kba.co.ke/home-interior-design/) - 01 Resident interior Concrete pent house 02 Product design Modernism table pots 03 Resident interior Comfort seating Prev Next WE ARE INTERIOR DESIGN TEAM BASED ON NEW YORK hello@domain.com ABOUT COMPANY NEW DESIGN TRENDS 2020 Sed ut perspiciatis unde omnis natus error sit voluptam accu santium natus error omnis iste natus error sit volupta accu
- [Home event & conference](https://www.kba.co.ke/home-event-conference/) - THE BIGGEST ANNUAL EVENT Digital business conference event 20 JULY 2020, WEDNESDAY BROADWAY, NEW YORK, 10013 REGISTER NOW What is business annual conference Lorem ipsum dolor amet consectetur adipiscing elit eiusmod tempor incididunt labore et dolore magna enim minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo. I like the quiet life
- [Home application](https://www.kba.co.ke/home-application/) - SALE ANYTHING ONLINE POWERFUL ECOMMERCE Get the app and sign-up to create an account Sale your favorite products and more. DOWNLOAD NOW AMAZING ULTIMATE APPLICATION FEATURES A great features for your application interface Amazing layouts Lorem ipsum is simply dummy text the printing typesetting No coding required Lorem ipsum is simply dummy text the printing
- [Home gym & fitness](https://www.kba.co.ke/home-gym-fitness/) - CROSSFIT EXERCISES GET STARTED NOW 20 YEARS EXPERIENCE WE HAVE CENTER OF FITNESS MORE THAN 20 YEARS Lorem ipsum dolor amet consectetur adipiscing do eiusmod tempor incididunt abore dolore magna ut enim ad minim veniam ut exercitation ullamco commodo consequat incididunt. DISCOVER LITHO 01 Largest network of gyms and fitness 02 FRIENDLY EXPERT HIGH LEVEL
- [Home architecture](https://www.kba.co.ke/home-architecture/) - burnette explore project hulls forest explore project beach villa explore project 28 Years experience working SINCE 1992 An architectural company based in United kingdom Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been standard dummy text ever since ipsum been the industry lorem ipsum has been lorem ipsums
- [Home hotel & resort](https://www.kba.co.ke/home-hotel-resort/) - GET 50% OFF Honeymoon package Lorem ipsum dolor amet adipiscing tempor BOOK NOW WHY CHOOSE RESORT Five reasons to stay with us Exclusive restaurants Lorem ipsum dolor amet consectetur adipiscing do eiusmod tempor incididunt ut labore magna Ut enim minim nostrud exercitation ullamco laboris nisiex ea commodo consequat. Large swimming pool Lorem ipsum dolor amet
- [Privacy policy](https://www.kba.co.ke/privacy-policy/) - General information Lorem ipsum is simply dummy text of the printing and typesetting industry. Lorem ipsum has been the industry’s standard dummy text ever since the when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap

## My Templates

- [Litho Default Kit](https://www.kba.co.ke/?elementor_library=default-kit-2)
- [Default Kit](https://www.kba.co.ke/?elementor_library=default-kit)
- [Coming soon - V2](https://www.kba.co.ke/?elementor_library=coming-soon-v2) - Hello Guys! We're coming soon... We’re currently working hard on this page. Subscribe our newsletter to get update when it’ll be live.
- [Coming soon](https://www.kba.co.ke/?elementor_library=coming-soon) - Days 22 Hours 42 Minutes 49 Seconds coming soon launching soon We're currently working hard on this page. Subscribe our newsletter to get update when it'll be live.
- [Maintenance](https://www.kba.co.ke/?elementor_library=maintenance) - The website is in maintenance mode. We have almost done all the technical improvements and will be back very soon. Thank you for your patience!
- [Starters Cafe](https://www.kba.co.ke/?elementor_library=starters-cafe) - Boiled organic eggLorem ipsum has been the industry $10.00 Eggs any styleNEWPrinting and typesetting industry $06.00 Scrambled eggsIpsum is simply dolor text printing $10.00 Puff pastrySimply dummy text of the printing $08.00 Eggs benedictLorem ipsum has been the industry $10.00 Eggs norwegianPrinting and typesetting industry $06.00 Banana chocolateHOTIpsum is simply dolor text printing $10.00 Spanish
- [Drinks Cafe](https://www.kba.co.ke/?elementor_library=drinks-cafe) - Boiled organic eggIpsum is simply dolor text printing $10.00 Eggs any styleNEWPrinting and typesetting industry $06.00 Scrambled eggsLorem ipsum has been the industry $10.00 Puff pastrySimply dummy text of the printing $08.00 Eggs benedictIpsum is simply dolor text printing $10.00 Eggs norwegianIpsum is simply dolor text printing $06.00 Banana chocolateHOTIpsum is simply dolor text printing
- [Dessert Cafe](https://www.kba.co.ke/?elementor_library=dessert-cafe) - Boiled organic eggLorem ipsum has been the industry $10.00 Eggs any styleNEWPrinting and typesetting industry $06.00 Scrambled eggsIpsum is simply dolor text printing $10.00 Puff pastrySimply dummy text of the printing $08.00 Eggs benedictLorem ipsum has been the industry $10.00 Eggs norwegianPrinting and typesetting industry $06.00 Banana chocolateHOTIpsum is simply dolor text printing $10.00 Spanish
- [Vegetarian Cafe](https://www.kba.co.ke/?elementor_library=vegetarian-cafe) - Boiled organic eggLorem ipsum has been the industry $10.00 Eggs any styleNEWPrinting and typesetting industry $06.00 Scrambled eggslorem ipsum has been the industry $10.00 Puff pastrySimply dummy text of the printing $08.00 Eggs benedictLorem ipsum has been the industry $10.00 Eggs norwegianIpsum is simply dolor text printing $06.00 Banana chocolateHOTIpsum is simply dolor text printing
- [Nonvage Cafe](https://www.kba.co.ke/?elementor_library=nonvage-cafe) - Eggs benedictLorem ipsum has been the industry $10.00 Eggs norwegianPrinting and typesetting industry $06.00 Banana chocolateHOTIpsum is simply dolor text printing $10.00 Spanish omeletteSimply dummy text of the printing $08.00 Boiled organic eggLorem ipsum has been the industry $10.00 Eggs any styleIpsum is simply dolor text printing $06.00 Scrambled eggsNEWPrinting and typesetting industry $10.00 Puff
- [Hamburger Menu Modern Section 5](https://www.kba.co.ke/?elementor_library=hamburger-menu-modern-section-5) - Home About Services Blog Contact Let's work together? info@domain.com
- [Hamburger Menu Modern Section 4](https://www.kba.co.ke/?elementor_library=hamburger-menu-modern-section-4) - Home About Services Blog Contact Let's work together? info@domain.com
- [Hamburger Menu Half Section 2](https://www.kba.co.ke/?elementor_library=hamburger-menu-half-section-2) - Home Corporate Startup Business Corporate Finance Application Consulting Digital agency SEO agency Event & conference Marketing agency Specialized Restaurant Architecture Hotel & resort Travel agency Yoga & meditation Gym & fitness Spa salon Cafe Home decor Dentist Interior design Portfolio Design agency Web agency Creative agency Freelancer Branding agency Photography Personal portfolio Vertical portfolio Interactive
- [Header with Push Section 4](https://www.kba.co.ke/?elementor_library=header-with-push-section-4) - HELLO Let's be friends. Get latest update for ourtrusted applications
- [Hamburger Menu Modern Section 2](https://www.kba.co.ke/?elementor_library=hamburger-menu-modern-section-2) - Home About Services Blog Contact Facebook Twitter Instagram Dribbble
- [Expense reporting](https://www.kba.co.ke/?elementor_library=expense-reporting) - We work to ensure that your business prospers and brings Expense reporting Business consulting Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Innovative solutions Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. DISCOVER SERVICE
- [Investment planning](https://www.kba.co.ke/?elementor_library=investment-planning) - Can your business become better with new technology? Investment planning Finance and restructuring Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Strategy and planning Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. DISCOVER SERVICE
- [Strategic planning](https://www.kba.co.ke/?elementor_library=strategic-planning) - We work to ensure that your business prospers and brings Strategic planning Consulting strategies Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Customer satisfaction Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. DISCOVER SERVICE
- [Turnaround consulting](https://www.kba.co.ke/?elementor_library=turnaround-consulting) - Can your business become better with new technology? Turnaround consulting Operational excellence Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. Innovative solutions Lorem ipsum is simply dummy text of the printing typesetting ipsum been text. DISCOVER SERVICE
- [Home Business Campaign](https://www.kba.co.ke/?elementor_library=home-business-campaign) - INNOVATIVE SOLUTIONS Business campaign Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. DISCOVER LITHO
- [Home Business Target](https://www.kba.co.ke/?elementor_library=home-business-target) - MODERNIZED REDESIGN Business target Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. DISCOVER LITHO
- [Home Business Research](https://www.kba.co.ke/?elementor_library=home-business-research) - INNOVATIVE SOLUTIONS Business research Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. DISCOVER LITHO
- [Home Business Planning](https://www.kba.co.ke/?elementor_library=home-business-planning) - MODERNIZED REDESIGN Business planning Lorem ipsum dolor sit amet consectetur adipiscing elit do eiusmod tempor incididunt ut labore et dolore magna ut enim ad minim veniam nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. DISCOVER LITHO
- [Startup - Monthly Pricing Package – Tab](https://www.kba.co.ke/?elementor_library=startup-monthly-pricing-package-tab-2) - BASIC PLAN $9.99 5 Domains 2 GB File upload 20 GB Secure storage Unlimited bandwidth REGISTER NOW STANDARD PLAN $19.99 10 Domains 2 GB File upload 40 GB Secure storage Unlimited bandwidth REGISTER NOW PREMIUM PLAN $29.99 20 Domains 4 GB File upload 60 GB Secure storage Unlimited bandwidth REGISTER NOW
- [Startup - Yearly Pricing Package – Tab](https://www.kba.co.ke/?elementor_library=startup-monthly-pricing-package-tab) - BASIC PLAN $90.99 5 Domains 2 GB File upload 20 GB Secure storage Unlimited bandwidth REGISTER NOW STANDARD PLAN $199.99 10 Domains 2 GB File upload 40 GB Secure storage Unlimited bandwidth REGISTER NOW PREMIUM PLAN $290.99 20 Domains 4 GB File upload 60 GB Secure storage Unlimited bandwidth REGISTER NOW
- [Drinks](https://www.kba.co.ke/?elementor_library=drinks) - Green saladIpsum is simply dolor text printing $10.00 Crepes of wrathNEWPrinting and typesetting industry $06.00 Appeteaser blatterLorem ipsum has been the industry $08.00 Spicy mixed olivesSimply dummy text of the printing $10.00 Grilled chicken tendersIpsum is simply dolor text printing $10.00 Chicken breast burgerIpsum is simply dolor text printing $06.00 Spicy mixed olivesHOTIpsum is simply
- [Dessert](https://www.kba.co.ke/?elementor_library=dessert) - Green saladIpsum is simply dolor text printing $10.00 Appeteaser blatterLorem ipsum has been the industry $08.00 Crepes of wrathNEWPrinting and typesetting industry $06.00 Spicy mixed olivesSimply dummy text of the printing $10.00 Chicken breast burgerIpsum is simply dolor text printing $06.00 Grilled chicken tendersIpsum is simply dolor text printing $10.00 Spicy mixed olivesHOTIpsum is simply
- [Vegetarian](https://www.kba.co.ke/?elementor_library=vegetarian) - Green saladIpsum is simply dolor text printing $10.00 Crepes of wrathNEWPrinting and typesetting industry $06.00 Appeteaser blatterLorem ipsum has been the industry $08.00 Spicy mixed olivesSimply dummy text of the printing $10.00 Grilled chicken tendersIpsum is simply dolor text printing $10.00 Chicken breast burgerIpsum is simply dolor text printing $06.00 Spicy mixed olivesHOTIpsum is simply
- [Nonvage](https://www.kba.co.ke/?elementor_library=nonvage) - Appeteaser blatterLorem ipsum has been the industry $08.00 Green saladIpsum is simply dolor text printing $10.00 Crepes of wrathNEWPrinting and typesetting industry $06.00 Spicy mixed olivesSimply dummy text of the printing $10.00 Chicken breast burgerIpsum is simply dolor text printing $06.00 Grilled chicken tendersIpsum is simply dolor text printing $10.00 Spicy mixed olivesHOTIpsum is simply
- [Starters](https://www.kba.co.ke/?elementor_library=starters) - Green saladIpsum is simply dolor text printing $10.00 Crepes of wrathNEWPrinting and typesetting industry $06.00 Appeteaser blatterLorem ipsum has been the industry $08.00 Spicy mixed olivesSimply dummy text of the printing $10.00 Grilled chicken tendersIpsum is simply dolor text printing $10.00 Chicken breast burgerIpsum is simply dolor text printing $06.00 Spicy mixed olivesHOTIpsum is simply
- [Event - Friday](https://www.kba.co.ke/?elementor_library=event-friday) - 09:00 - 10:00 Cultures of creativityLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Edward Watson 10:00 - 12:30 Reinventing experiencesLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Jemmy Watson 12:30 - 05:30 Human centered designLorem ipsum is simply dummy text of the and
- [Event - Thursady](https://www.kba.co.ke/?elementor_library=event-thursady) - 09:00 - 10:00 Cultures of creativityLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Edward Watson 10:00 - 12:30 Reinventing experiencesLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Jemmy Watson 12:30 - 05:30 Human centered designLorem ipsum is simply dummy text of the and
- [Event - Wednesday](https://www.kba.co.ke/?elementor_library=event-wednesday) - 09:00 - 10:00 Cultures of creativityLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Edward Watson 10:00 - 12:30 Reinventing experiencesLorem ipsum is simply dummy text of the and typesetting industry lorem ipsum. By Jemmy Watson 12:30 - 05:30 Human centered designLorem ipsum is simply dummy text of the and
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## Portfolio

- [Hipster Land](https://www.kba.co.ke/portfolio/hipster-land/)
- [Magazine Cover](https://www.kba.co.ke/portfolio/magazine-cover/)
- [Truenorth Web](https://www.kba.co.ke/portfolio/truenorth-web/)
- [Crop Identity](https://www.kba.co.ke/portfolio/crop-identity/)
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- [Biolator Series](https://www.kba.co.ke/portfolio/biolator-series/)
- [Bill Gardner](https://www.kba.co.ke/portfolio/bill-gardner/)
- [Daimler Financial](https://www.kba.co.ke/portfolio/daimler-financial/)
- [Jeremy Dupont](https://www.kba.co.ke/portfolio/jeremy-dupont/)
- [Love Fashion](https://www.kba.co.ke/portfolio/love-fashion/)
- [The Aparthotel](https://www.kba.co.ke/portfolio/the-aparthotel/)
- [Armchair Mojo](https://www.kba.co.ke/portfolio/armchair-mojo/)
- [Mass Productions](https://www.kba.co.ke/portfolio/mass-productions/)
- [Cortifiel Look](https://www.kba.co.ke/portfolio/cortifiel-look/)
- [Skoda Corporate](https://www.kba.co.ke/portfolio/skoda-corporate/)
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## Categories

- [Uncategorized](https://www.kba.co.ke/category/uncategorized/)
- [Business](https://www.kba.co.ke/category/blog-layout/)
- [Creative](https://www.kba.co.ke/category/blog-layout-creative/)
- [Fashion](https://www.kba.co.ke/category/blog-layout-fashion/)
- [Nature](https://www.kba.co.ke/category/blog-layout-nature/)
- [Media](https://www.kba.co.ke/category/blog-types/)
- [Photography](https://www.kba.co.ke/category/blog-masonry-photography/)
- [News](https://www.kba.co.ke/category/blog-masonry-design/)

## Tags

- [Development](https://www.kba.co.ke/tag/development/)
- [Events](https://www.kba.co.ke/tag/events/)
- [Media](https://www.kba.co.ke/tag/media/)
- [Mountains](https://www.kba.co.ke/tag/mountains/)

## Product categories

- [Clothing](https://www.kba.co.ke/product-category/clothing/)
- [Men's shorts](https://www.kba.co.ke/product-category/mens-shorts/)

## Product tags

- [Cotton](https://www.kba.co.ke/product-tag/cotton/)
- [Dresses](https://www.kba.co.ke/product-tag/dresses/)
- [Polyester](https://www.kba.co.ke/product-tag/polyester/)

## Portfolio Categories

- [Single Portfolio](https://www.kba.co.ke/portfolio-category/single-portfolio/)
- [Graphics](https://www.kba.co.ke/portfolio-category/graphics/)
- [Photography](https://www.kba.co.ke/portfolio-category/photography/)
- [Branding](https://www.kba.co.ke/portfolio-category/branding/)
- [Logos](https://www.kba.co.ke/portfolio-category/logos/)
- [Brochure](https://www.kba.co.ke/portfolio-category/brochure/)

## Portfolio Tags

- [Event](https://www.kba.co.ke/portfolio-tags/event/)
- [Music](https://www.kba.co.ke/portfolio-tags/music/)